Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

851 UNION Street

Kitchener, BC N2H6J2

$599,900

3 bed2.5 bath3 parking1,389 sqftBuilt 1953
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Frontage
57 feet

R2A

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,414.83

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Window Coverings, Microwave Built-in

Exterior & Lot

Exterior features
Brick Veneer
Lot features
Private Yard

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
1pc BathroomBasement
Recreation roomBasement10'11'' x 37'10''
Primary BedroomMain level10'0'' x 14'10''
Living roomMain level15'2'' x 14'3''
KitchenMain level9'6'' x 8'5''
Dining roomMain level9'3'' x 8'5''
BedroomMain level8'9'' x 9'1''
BedroomMain level13'8'' x 8'0''
4pc BathroomMain level4'11'' x 8'0''

Listing Information

MLS®
40861405
Listed
September 8, 2026
Time on market
On the market for 6 days
Data last synced
September 15, 2026

Listing provided by: MCINTYRE REAL ESTATE SERVICES INC. · Data source: CREA DDF.

Description

Welcome to 851 Union Street, a well-maintained 3-bedroom bungalow offering an incredible yard, stylish updates and a fantastic location near Breithaupt Park! Step inside to a bright and inviting living room featuring hardwood flooring and added pot lights. The updated kitchen is sure to impress with modern cabinetry, quartz countertops, stainless steel appliances, built-in microwave, dishwasher, hardwood flooring and a large island with breakfast bar—perfect for casual meals and entertaining. The renovated main bathroom has also been completely refreshed with new floor and tub surround tile and a quartz countertop. All three bedrooms feature easy-care laminate flooring, while the spacious primary bedroom includes IKEA built-in closets for excellent storage. The finished basement adds plenty of additional living space with a huge recreation room, pot lights and a gas fireplace, plus a convenient laundry area. Additional updates and features include all-new wiring throughout, furnace (2016), central air conditioning, and water softener. Outside is where this property really shines! Enjoy a huge yard offering tons of room for kids, pets, gardening and entertaining. The outdoor space features a deck, added armour stone, storage shed and fencing along two sides, with plenty of potential to make the yard your own. Breithaupt Park is just down the street offering wooded green space, a splash pad and three baseball diamonds, along with the nearby Breithaupt Centre featuring an indoor pool, gymnasium and a wide variety of recreation and fitness programs. Convenient access to schools, shopping, public transit, Downtown Kitchener and Uptown Waterloo makes this a great central location for everyday living. A solid bungalow, a beautifully updated interior, a finished basement and an exceptionally large yard—all in a location that puts one of Kitchener’s favourite recreation areas practically at your doorstep. 851 Union Street is ready to welcome you home! (id:63159)

Values & Trends

This listing

$432/sqft

Building average

No other active listings in this building

114 - Uptown Waterloo/North Ward average

$442/sqft

31 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (strata, tax, utilities, etc.)$436.90
Total monthly cost$3,533.18
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,343.96

Cash Needed at Closing

Minimum down payment$34,990
Estimated BC PTT$9,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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