Property Type: Detached HouseOwnership: Freehold

2134 Neil St

Oak Bay, BC V8R3E4

$1,850,000

6 bed3 bath2 parking2,788 sqftBuilt 1955
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Property Details

Property & Lot

Sub-type
House
Lot size
9,480 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,386.99

Interior

Heating
Forced air, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
StorageLower level6'6 x 8'3
Utility roomLower level5'2 x 6'2
BedroomLower level13'0 x 14'8
Living roomLower level14'0 x 19'10
EntranceMain level7'4 x 13'10
Living roomMain level13'8 x 19'3
KitchenMain level9'0 x 13'10
Dining nookMain level5' x 9'
Dining roomMain level10'5 x 12'9
Laundry roomMain level6'1 x 6'3
Primary BedroomMain level11'3 x 14'0
BathroomMain level7'11 x 8'1
BedroomMain level11'5 x 13'10
BedroomMain level12'0 x 13'10
BathroomMain level7'3 x 10'5
BedroomMain level9'11 x 14'0
KitchenLower level10'11 x 13'10
Dining roomLower level5'11 x 6'3
BathroomLower level6'8 x 7'0
Laundry roomLower level6'3 x 7'7
BedroomLower level12'11 x 14'8

Listing Information

MLS®
1039512
Listed
July 16, 2026
Time on market
On the market for 46 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Queenswood Realty Ltd. · Data source: CREA DDF.

Description

Some homes just feel like HOME the moment you walk in, and 2134 Neil Street is exactly that. Set on an oversized 9,480 sq ft lot in Oak Bay's sought-after Henderson area, this 1955 home — expanded in 1966 — offers the kind of space, character, and flexibility that's hard to find. The current owners have taken care of the updates that matter most, so you can simply move in and enjoy. A new roof, new windows, high-efficiency gas furnace with air conditioning, a beautifully renovated kitchen, and a new outdoor patio with refreshed landscaping bring everyday comfort to a home that's never lost its warmth or charm. Step inside to a spacious living room centred around a crackling wood-burning fireplace — the kind of room that draws everyone together on a rainy Victoria evening. The renovated kitchen flows into a sunny breakfast area and separate dining room, made for busy weeknight dinners and long, lingering evenings with friends. Four bedrooms complete the main level, including a primary retreat with a walk-in closet and the option to add a private ensuite. Downstairs offers a two-bedroom suite with a private entrance and its own laundry, ready-made for a grandparent, an au pair, a young adult finding their feet, or easily converted to a mortgage helper. An oversized single garage adds even more everyday function. Outside, the yard is the kind kids remember — large, level, with room for a trampoline, a garden, a dog running full-tilt, or a summer of barbecues with the whole street over. And the setting couldn't be better: a quiet, tree-lined, family-first neighbourhood minutes from the ocean, in the catchment for Willows Elementary, Monterey Middle, and Oak Bay High, with an easy commute to UVic and Camosun College. Frequent bus routes make getting around easy, and downtown Victoria is just 10 minutes away. This is a home built for the long run — for growing families and for putting down roots in one of Oak Bay's most desirable neighbourhoods. (id:63159)

Values & Trends

This listing

$664/sqft

Building average

No other active listings in this building

Henderson average

$703/sqft

7 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gonzales Point

15°C

Humidity 76%

Wind W 10 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

17,990

(2021 Census)

-0.6% since 2016

Density: 1,710.1/km²

Dwellings: 8,168

Median household income: $107,000

After-tax: $93,000

Immigrant population: 21.9%

Top countries of origin (% of total population)

  • United Kingdom7% · 1,265
  • United States of America2.9% · 515
  • China1.5% · 270
  • Germany0.9% · 155
  • South Africa, Republic of0.5% · 85
  • Netherlands0.4% · 80
  • Philippines0.4% · 75
  • Taiwan0.4% · 70

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Artemis Place Secondary(Independent)Secondary803 m
Ecole Willows ElementaryElementary825 m
Lansdowne Middle SchoolMiddle986 m
St Patrick's School(Independent)Elementary1.1 km
Oak Bay SecondarySecondary1.3 km
St. Michaels University School(Independent)K-121.4 km
Oaklands ElementaryElementary1.6 km
Victoria School for Ideal Education(Independent)Elementary/Middle1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Hot House Pizza342 m
  • Machi Sushi · 2583 Cadboro Bay Road574 m

Cafes (1)

  • Pure Vanilla Bakery and Cafe549 m

Grocery (2)

  • Farmy Market · 2897 Foul Bay Road327 m
  • The Old Farm Market · 2585 Cadboro Bay Road567 m

Parks (4)

  • Carnarvon Park245 m
  • Oakdowne Park276 m
  • Allenby Park500 m
  • Thompson/Topp Park502 m

Banks & ATMs (1)

  • Instacoin ATM334 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($370,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,480,000.00
Periodic payment — Principal & Interest (monthly)$9,548.46
Additional monthly expenses (strata, tax, utilities, etc.)$754.58
Total monthly cost$10,303.04
Interest paid over 5-yr term$424,172.25
Balance at end of term$1,331,264.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$370,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,380.68

Cash Needed at Closing

Minimum down payment$370,000
Estimated BC PTT$35,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$406,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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