Property Type: Condo / ApartmentOwnership: Strata

219 409 Swift St

Victoria, BC V8W1S2

$319,000

0 bed1 bath386 sqftBuilt 2000
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
386 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$313/mo
Annual property tax
$1,757

Interior

Heating
Natural gas
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave

Exterior & Lot

View
City view, Ocean view
Waterfront
Waterfront on ocean
Lot features
Central location, Marine Oriented

Building

Parcel ID (PID)
024-703-133

Parking

Features
None

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Living roomMain level14'8 x 11'3
KitchenMain level11'0 x 8'9
EntranceMain level7'11 x 3'6
BathroomMain level4-Piece

Listing Information

MLS®
1038727
Listed
May 30, 2026
Time on market
On the market for 94 days
Data last synced
September 1, 2026

Listing provided by: Royal LePage Coast Capital - Chatterton · Data source: CREA DDF.

Description

Experience affordable waterfront living in the heart of Victoria’s historic downtown at Mermaid Wharf. This well-maintained steel-and-concrete building offers a peaceful atmosphere while placing you steps from the Inner Harbour, restaurants, cafés, shops, and local favourites including Craft Beer Market and Malabar Café. This bright studio features soaring 9-foot ceilings, large windows, and an efficient open-concept layout filled with natural light. The inviting living space includes a cozy fireplace, laminate flooring, and a functional design that maximizes comfort and convenience. Enjoy access to the spectacular rooftop terrace with BBQ facilities and panoramic harbour views, perfect for relaxing or entertaining. Pet-friendly and ideally located in one of Victoria’s most walkable neighbourhoods, this is an outstanding opportunity for first-time buyers, students, investors, or anyone seeking an affordable downtown waterfront lifestyle. (id:63159)

Values & Trends

This listing

$826/sqft

Building average

$765/sqft

3 active listing(s)

Downtown average

$765/sqft

152 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

70

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pacific School of Innovation and Inquiry(Independent)Secondary805 m
Christ Church Cathedral School(Independent)Elementary/Middle1.2 km
South Park Family SchoolElementary1.4 km
Selkirk Montessori School(Independent)Elementary/Middle1.4 km
Victoria West ElementaryElementary1.4 km
George Jay ElementaryElementary1.5 km
James Bay CommunityElementary1.6 km
SJ Burnside Education CentreSecondary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Cafe Malabar · 407 Swift Street34 m
  • Bray's · 460 Pandora Avenue96 m
  • The Sour Pickle Cafe · 1623 Store Street102 m
  • Chubby Dumpling · 1619 Store Street107 m
  • Nubo Kitchen + Bar · 490 Pandora Avenue107 m

Cafes (5+)

  • Grindstone Cafe · Herald Street123 m
  • Bean Around The World · 533 Fisgard Street166 m
  • Union Pacific Coffee · 537 Herald Street182 m
  • Shanzee's Biscuit Café · 529 Pandora Avenue207 m
  • Hey Happy · 560 Johnson Street218 m

Grocery (4)

  • Zero Waste Emporium · 1728 Douglas Street444 m
  • Mexican House of Spice · 1412 Douglas Street478 m
  • No Frills · 770 Fisgard Street491 m
  • Bulk Barn · 706 Yates Street580 m

Parks (5+)

  • Triangle Green135 m
  • Bridgehead Green182 m
  • Reeson Park · 1300 Wharf Street259 m
  • Pandora Green324 m
  • Songhees Point Park · 49 Songhees Road460 m

Shopping (5+)

  • Camöflage334 m
  • Sabayons · 1101 Government Street534 m
  • The Bay Centre571 m
  • The Bay Centre · 1150 Douglas Street571 m
  • Winners · 1150 Douglas Street602 m

Gyms (5+)

  • Spinco · 524 Pandora Avenue162 m
  • Limitless Training · 582 Johnson Street296 m
  • Lagree West317 m
  • Vic City Gymnastics · 2051 Store Street336 m
  • Spinco · 745 Cormorant Street568 m

Pharmacies (4)

  • Shoppers Drug Mart · 1212 Douglas Street579 m
  • I.D.A. Cridge Family · 641 Fort Street609 m
  • Rexall · 912 Douglas Street758 m
  • Save-On-Foods · 172 Wilson Street794 m

Banks & ATMs (5+)

  • Unnamed360 m
  • Localcoin Bitcoin ATM · 1710 Douglas Street436 m
  • RBC Royal Bank · 1701 Douglas Street479 m
  • Vancity · 1280 Douglas Street550 m
  • Scotiabank · 702 Yates Street561 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($15,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$255,200.00
Periodic payment — Principal & Interest (monthly)$1,646.46
Additional monthly expenses (strata, tax, utilities, etc.)$478.19
Total monthly cost$2,124.65
Interest paid over 5-yr term$73,141.05
Balance at end of term$229,553.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$15,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,330.35

Cash Needed at Closing

Minimum down payment$15,950
Estimated BC PTT$4,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,830

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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