Property Type: Condo / ApartmentOwnership: Strata

206 409 Swift St

Victoria, BC V8W1S2

$599,000

1 bed1 bath1 parking631 sqftBuilt 2000
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
699 square feet
Zoning
Other

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$613/mo
Annual property tax
$2,716

Interior

Heating
Baseboard heaters, Electric, Natural gas
Cooling / A/C
See Remarks
Fireplace
Yes (1)

Exterior & Lot

View
City view, Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomMain level
EntranceMain level
BathroomMain level5'1 x 7'8
Dining roomMain level
BalconyMain level
KitchenMain level
Living roomMain level

Listing Information

MLS®
1044558
Listed
August 7, 2026
Time on market
On the market for 24 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Generation · Data source: CREA DDF.

Description

206 - 409 Swift St, live the life you have always dreamed of! Welcome to effortless downtown living in one of Victoria’s most desirable steel and concrete buildings! This stunning southwest-facing corner suite offers the perfect blend of comfort, style, and location. The intelligently designed 1-bedroom, 1-bathroom floor plan is filled with natural light and features soaring ceilings, laminate and tile flooring, stainless steel appliances, and an open-concept layout that feels both spacious and inviting. Unwind on your private west-facing balcony while taking in breathtaking harbour views, spectacular sunsets, and the twinkling city skyline. Inside, every detail has been thoughtfully designed to maximize comfort, while the quiet, well-managed strata provides peace of mind. Secure underground parking, separate storage, and an incredible rooftop patio with panoramic views complete the package. Perfectly positioned in the heart of Victoria’s historic Old Town, you’ll love having award-winning restaurants, cafés, boutique shopping, the Inner Harbour, waterfront walkways, entertainment, and countless local amenities just outside your door. Whether you’re enjoying a morning coffee by the harbour, an evening stroll along the waterfront, or a night out in the city, this location truly offers the ultimate walkable lifestyle. Ideal for professionals, first-time buyers, downsizers, or investors, this exceptional residence is your opportunity to own a piece of one of Canada’s most vibrant downtown communities. Don’t miss your chance to experience the very best of Victoria living! (id:63159)

Values & Trends

This listing

$949/sqft

Building average

$724/sqft

3 active listing(s)

Downtown average

$764/sqft

152 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

70

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pacific School of Innovation and Inquiry(Independent)Secondary769 m
Christ Church Cathedral School(Independent)Elementary/Middle1.2 km
South Park Family SchoolElementary1.3 km
Victoria West ElementaryElementary1.4 km
Selkirk Montessori School(Independent)Elementary/Middle1.4 km
James Bay CommunityElementary1.5 km
George Jay ElementaryElementary1.5 km
SJ Burnside Education CentreSecondary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Cafe Malabar · 407 Swift Street37 m
  • Bray's · 460 Pandora Avenue63 m
  • Nubo Kitchen + Bar · 490 Pandora Avenue81 m
  • The Sour Pickle Cafe · 1623 Store Street90 m
  • Chubby Dumpling · 1619 Store Street92 m

Cafes (5+)

  • Grindstone Cafe · Herald Street153 m
  • Bean Around The World · 533 Fisgard Street163 m
  • Hey Happy · 560 Johnson Street185 m
  • Shanzee's Biscuit Café · 529 Pandora Avenue187 m
  • Union Pacific Coffee · 537 Herald Street199 m

Grocery (4)

  • Zero Waste Emporium · 1728 Douglas Street450 m
  • Mexican House of Spice · 1412 Douglas Street461 m
  • No Frills · 770 Fisgard Street495 m
  • Bulk Barn · 706 Yates Street557 m

Parks (5+)

  • Triangle Green98 m
  • Bridgehead Green143 m
  • Reeson Park · 1300 Wharf Street220 m
  • Pandora Green310 m
  • Songhees Point Park · 49 Songhees Road435 m

Shopping (5+)

  • Camöflage312 m
  • Sabayons · 1101 Government Street499 m
  • The Bay Centre · 1150 Douglas Street538 m
  • The Bay Centre538 m
  • Winners · 1150 Douglas Street571 m

Gyms (5+)

  • Spinco · 524 Pandora Avenue142 m
  • Limitless Training · 582 Johnson Street270 m
  • Lagree West282 m
  • Vic City Gymnastics · 2051 Store Street373 m
  • Spinco · 745 Cormorant Street560 m

Pharmacies (3)

  • Shoppers Drug Mart · 1212 Douglas Street551 m
  • I.D.A. Cridge Family · 641 Fort Street574 m
  • Rexall · 912 Douglas Street723 m

Banks & ATMs (5+)

  • Unnamed321 m
  • Localcoin Bitcoin ATM · 1710 Douglas Street440 m
  • RBC Royal Bank · 1701 Douglas Street481 m
  • Vancity · 1280 Douglas Street524 m
  • Scotiabank · 702 Yates Street538 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$871.33
Total monthly cost$3,962.97
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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