120 409 Swift St
Victoria, BC V8W1S2
$414,900
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Zoning
- Multi-Family
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Strata
- Strata / maintenance fee
- $589/mo
- Annual property tax
- $2,816.99
Interior
- Heating
- Natural gas
- Cooling / A/C
- None
- Fireplace
- Yes (1)
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer
Exterior & Lot
- Waterfront
- Waterfront on ocean
- Lot features
- Central location, Other
Building
- Security
- Sprinkler System-Fire
- Parcel ID (PID)
- 024-702-757
Parking
- Total spaces
- 1 — uncovered indicated
- Features
- Underground
Restrictions & Policies
- Pets
- Allowed with restrictions
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Patio | Main level | — |
| Entrance | Main level | — |
| Eating area | Main level | — |
| Exercise room | Main level | — |
| Living room | Main level | — |
| Bathroom | Main level | 4-Piece |
| Primary Bedroom | Main level | — |
Listing Information
- MLS®
- 1047196
- Listed
- August 28, 2026
- Time on market
- On the market for 3 days
- Data last synced
- September 1, 2026
Listing provided by: Pemberton Holmes Ltd. · Data source: CREA DDF.
Description
First time on the market since new! Step into this exceptionally maintained, steel-and-concrete building that feels like a modern build. This well-priced, ground-floor 1-bedroom, 1-bathroom condo (underground parking spot) with flex space offers elevated waterfront living at Mermaid Wharf. Featuring direct access from your private patio (BBQ allowed) to the David Foster Harbour Pathway, you can walk seamlessly to downtown Victoria and the Inner Harbour—no interior hallways required. Inside, this stylish retreat features polished concrete floors, an open-concept layout, a built-in workstation, a cozy gas fireplace, and a Murphy/Cabinet bed (Sleep Chest). Freshly repainted throughout and move-in ready!Enjoy the common rooftop deck with BBQs and panoramic views of the harbour and Sooke Hills—ideal for entertaining. Complete with secure underground parking, a kayak wash station, and a storage locker, this property is an exceptional Victoria offering. Strata fees include Heat, HWT, Natural Gas. (id:63159)
Values & Trends
This listing
$630/sqft
Building average
$831/sqft
3 active listing(s)
Downtown average
$766/sqft
152 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
16°C
Mainly Clear
Humidity 73%
Wind S 6 km/h
Tonight
12°
Tuesday
19°
Tuesday night
13°
Wednesday
15°
Wednesday night
11°
Thursday
15°
Source: Environment and Climate Change Canada.
Population
91,867
(2021 Census)
+7.1% since 2016
Density: 4,723.2/km²
Dwellings: 53,070
Median household income: $67,500
After-tax: $60,000
Immigrant population: 20%
Top countries of origin (% of total population)
- United Kingdom3.8% · 3,505
- United States of America2.1% · 1,945
- Philippines2% · 1,845
- China1.2% · 1,110
- India0.7% · 650
- Germany0.6% · 590
- Korea, South0.4% · 400
- Netherlands0.3% · 315
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
70
8/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Pacific School of Innovation and Inquiry(Independent) | Secondary | 800 m |
| Christ Church Cathedral School(Independent) | Elementary/Middle | 1.2 km |
| South Park Family School | Elementary | 1.3 km |
| Victoria West Elementary | Elementary | 1.4 km |
| Selkirk Montessori School(Independent) | Elementary/Middle | 1.4 km |
| James Bay Community | Elementary | 1.5 km |
| George Jay Elementary | Elementary | 1.5 km |
| SJ Burnside Education Centre | Secondary | 1.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Cafe Malabar · 407 Swift Street22 m
- Bray's · 460 Pandora Avenue92 m
- The Sour Pickle Cafe · 1623 Store Street106 m
- Nubo Kitchen + Bar · 490 Pandora Avenue106 m
- Chubby Dumpling · 1619 Store Street109 m
Cafes (5+)
- Grindstone Cafe · Herald Street136 m
- Bean Around The World · 533 Fisgard Street173 m
- Union Pacific Coffee · 537 Herald Street193 m
- Shanzee's Biscuit Café · 529 Pandora Avenue209 m
- Hey Happy · 560 Johnson Street215 m
Grocery (4)
- Zero Waste Emporium · 1728 Douglas Street453 m
- Mexican House of Spice · 1412 Douglas Street481 m
- No Frills · 770 Fisgard Street500 m
- Bulk Barn · 706 Yates Street581 m
Parks (5+)
- Triangle Green129 m
- Bridgehead Green174 m
- Reeson Park · 1300 Wharf Street249 m
- Pandora Green328 m
- Songhees Point Park · 49 Songhees Road448 m
Shopping (5+)
- Camöflage336 m
- Sabayons · 1101 Government Street530 m
- The Bay Centre568 m
- The Bay Centre · 1150 Douglas Street568 m
- Winners · 1150 Douglas Street600 m
Gyms (5+)
- Spinco · 524 Pandora Avenue164 m
- Limitless Training · 582 Johnson Street296 m
- Lagree West312 m
- Vic City Gymnastics · 2051 Store Street346 m
- Spinco · 745 Cormorant Street574 m
Pharmacies (4)
- Shoppers Drug Mart · 1212 Douglas Street578 m
- I.D.A. Cridge Family · 641 Fort Street605 m
- Rexall · 912 Douglas Street754 m
- Save-On-Foods · 172 Wilson Street790 m
Banks & ATMs (5+)
- Unnamed351 m
- Localcoin Bitcoin ATM · 1710 Douglas Street445 m
- RBC Royal Bank · 1701 Douglas Street488 m
- Vancity · 1280 Douglas Street550 m
- Scotiabank · 702 Yates Street562 m
Nearby places data: © OpenStreetMap contributors.
School district: Victoria (SD61)
Other Listings in This Building
Other units currently listed in the same building. 120 409 Swift St
$319,000
219 409 Swift St, Victoria
$313/mo maintenance
$599,000
206 409 Swift St, Victoria
$613/mo maintenance
$449,900
117 409 Swift St, Victoria
$473/mo maintenance
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Financial Ledger
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Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.