Property Type: Detached HouseOwnership: Freehold

2471 6 Highway

Lumby, BC V0E2G1

$1,150,000

3 bed3 full, 2 half bath20 parking2,898 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
7.36 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,813.59

Interior

Heating
See remarks
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Wood siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
20 — covered indicated
Features
Detached Garage, Carport, RV, Oversize, See Remarks

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageLower level16'9'' x 9'5''
Utility roomLower level30'2'' x 19'2''
StorageLower level13'6'' x 9'5''
Partial bathroomLower level6'2'' x 5'3''
OtherLower level5'3'' x 5'3''
BedroomLower level11'9'' x 10'
Living roomLower level18'8'' x 17'3''
OtherMain level6'10'' x 5'3''
Partial bathroomMain level10'3'' x 5'3''
Primary BedroomMain level13'8'' x 13'7''
PantryMain level5'3'' x 5'3''
BedroomMain level12'1'' x 10'1''
Full bathroomMain level6'10'' x 12'4''
OfficeMain level8'4'' x 8'3''
KitchenMain level13'9'' x 12'7''
Dining roomMain level20'1'' x 14'3''
Living roomMain level20'2'' x 19'7''

Listing Information

MLS®
10389113
Listed
June 1, 2026
Time on market
On the market for 91 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Escape to your own private retreat just minutes from town! This beautifully maintained 3-bedroom, 2.5-bath home sits on a flat, fully usable 7.36 acres—perfect for those seeking space, privacy, and the freedom of rural living. The property boasts an incredible 150 GPM well, ideal for abundant gardening or livestock, along with a massive 40x60 shop featuring its own hydro meter and providing ample room for hobbies, storage, or equipment. Inside, the home exudes warmth and comfort, highlighted by a lovely wood-burning fireplace in the living room—perfect for cozy evenings. The original home has been lovingly cared for and offers a peaceful setting surrounded by open land and natural beauty. The unfinished basement provides excellent potential to add two additional bedrooms, creating even more space for family or guests. With plenty of room to grow, this property also presents the opportunity to build a secondary home—making it ideal for multigenerational living or a future investment. The location is perfect for those who enjoy outdoor activities, with easy access to the mountains and central proximity to many of the Okanagan’s stunning lakes. All this, just 25 minutes from Vernon and 45 minutes to Kelowna’s International Airport. A rare combination of convenience, functionality, and country charm—this is where your dream lifestyle begins. (id:63159)

Values & Trends

This listing

$397/sqft

Building average

No other active listings in this building

Lumby Valley average

$476/sqft

46 active listing(s)

Parking: 20 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Crossroads Learning CentreSecondary3.2 km
Charles Bloom SecondaryK-123.3 km
J W Inglis ElementaryElementary3.5 km
Okanagan Waldorf School(Independent)Elementary8.7 km
Lavington ElementaryElementary13.5 km
Cherryville ElementaryElementary21.7 km
B X ElementaryElementary22.1 km
Coldstream ElementaryElementary22.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($90,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$920,000.00
Periodic payment — Principal & Interest (monthly)$5,935.53
Additional monthly expenses (strata, tax, utilities, etc.)$462.80
Total monthly cost$6,398.33
Interest paid over 5-yr term$263,674.64
Balance at end of term$827,542.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$90,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,151.03

Cash Needed at Closing

Minimum down payment$90,000
Estimated BC PTT$21,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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