90 McInnes Road
Lumby, BC V0E2G1
$1,199,900
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 7.68 acres
- Frontage
- 360 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,561
Interior
- Basement
- Full
- Heating
- Heat Pump, Stove, Electric, See remarks, Wood, Other
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
- Flooring
- Hardwood, Laminate, Carpeted, Ceramic Tile, Vinyl
Exterior & Lot
- Exterior features
- Vinyl siding
- View
- Mountain view
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 0 — covered indicated
- Features
- Detached Garage, Carport, RV, See Remarks, Heated Garage, Additional Parking
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Basement | 20'4'' x 20'9'' |
| Living room | Basement | 15'9'' x 15'8'' |
| Sunroom | Main level | 9'10'' x 18'10'' |
| Laundry room | Basement | 7'10'' x 6'7'' |
| Foyer | Basement | 7'7'' x 16'2'' |
| 4pc Bathroom | Basement | 9'3'' x 5'0'' |
| Kitchen | Basement | 12'8'' x 8'8'' |
| Bedroom | Basement | 12'10'' x 13'8'' |
| Pantry | Basement | 8'5'' x 11'2'' |
| 4pc Ensuite bath | Main level | 10'0'' x 7'10'' |
| Primary Bedroom | Main level | 14'8'' x 17'2'' |
| Bedroom | Main level | 10'4'' x 11'11'' |
| Bedroom | Main level | 9'5'' x 12'8'' |
| Living room | Main level | 12'10'' x 22'3'' |
| 4pc Bathroom | Main level | 5'0'' x 12'8'' |
| Dining room | Main level | 15'1'' x 16'2'' |
| Kitchen | Main level | 12'10'' x 10'9'' |
Listing Information
- MLS®
- 10392029
- Listed
- June 22, 2026
- Time on market
- On the market for 70 days
- Data last synced
- August 28, 2026
Listing provided by: Canada Flex Realty Group · Data source: CREA DDF.
Description
Welcome to your private rural paradise just 5 minutes outside of Lumby! Nestled on 7.6 picturesque acres, this updated 4-bed, 3-bath rancher-with-basement. From the moment you turn into a circular paved driveway, you’ll be captivated by the mountain views and versatility of this hobby-farm property, featuring a deer-fenced garden, and fenced livestock space. The Main Residence: Step inside to a remodeled interior boasting fresh paint and new flooring. The kitchen has a bay window framing mountain vistas, complete with a newer appliances. Gather by the living room's bay window or host dinners in the dining room, which opens directly into an enclosed glass sunroom—perfect for morning coffees or entertaining. The primary retreat features a walk-in closet, an ensuite with soaker tub, and tranquil views. 2 additional bedrooms, a main bath with a skylight, and laundry complete this floor. Lower Level In-Law Suite: The level-entry walk-out basement offers space for family or rental. It features a large rec room warmed by a wood stove, an office/den, and a comfortable 1-bedroom suite with a separate entrance, eat-up counter, bathroom, and laundry area. Updates & Shop: The roof and new PEX plumbing were replaced in March 2026. Efficient wall-mounted heat pumps (2 years old), electric underfloor heat, and a water softener. There is a massive 24x32 detached garage/workshop with oversized door, greenhouse, barn, and shed. Don't miss this rare, total-package acreage! (id:63159)
Values & Trends
This listing
$385/sqft
Building average
—
No other active listings in this building
Lumby Valley average
$476/sqft
46 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Vernon
18°C
—
Humidity 66%
Wind ESE 16 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
2,063
(2021 Census)
+12.5% since 2016
Density: 347.9/km²
Dwellings: 861
Median household income: $77,000
After-tax: $70,500
Immigrant population: 9.2%
Top countries of origin (% of total population)
- United Kingdom2.9% · 60
- United States of America1.2% · 25
- Netherlands0.5% · 10
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Charles Bloom Secondary | K-12 | 4.0 km |
| Crossroads Learning Centre | Secondary | 4.0 km |
| J W Inglis Elementary | Elementary | 4.1 km |
| Okanagan Waldorf School(Independent) | Elementary | 9.7 km |
| Lavington Elementary | Elementary | 14.3 km |
| Cherryville Elementary | Elementary | 21.1 km |
| B X Elementary | Elementary | 22.6 km |
| Coldstream Elementary | Elementary | 23.4 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Vernon (SD22)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.9% ($94,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.