Property Type: Detached HouseOwnership: Freehold

2664 Heald Rd

Shawnigan Lake, BC V0R2W0

$1,875,000

4 bed2 bath4 parking2,613 sqftBuilt 1951
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Property Details

Property & Lot

Sub-type
House
Lot size
0.99 acres
Zoning
Residential

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,426

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Lake view
Waterfront
Waterfront on lake

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BedroomSecond level15'1 x 14'2
StorageLower level5'2 x 9'10
StorageLower level4'7 x 4'3
Bonus RoomLower level19'8 x 9'9
Laundry roomLower level8'11 x 8'4
BedroomLower level17'6 x 19'2
Living roomMain level13'11 x 19'2
BedroomMain level10'2 x 15'4
BathroomMain level4-Piece
EnsuiteMain level4-Piece
Primary BedroomMain level11'8 x 15'4
Dining roomMain level13'8 x 11'7
KitchenMain level21'6 x 11'7

Listing Information

MLS®
1046399
Listed
August 10, 2026
Time on market
On the market for 21 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.

Description

Sun-drenched lakefront retreat on the quiet western shore of Shawnigan Lake. This 4-bedroom, 2,600 sq ft cottage-style home offers warm character, comfortable space, and a layout built for both family life and weekend entertaining. Step outside to an excellent dock with full western exposure — ideal for swimming, paddleboarding, boating, and unforgettable sunset evenings on the water. A detached double garage/shop and loads of parking add serious practical value, with plenty of room for boats, trailers, vehicles, projects, and guests. Set in a private, quiet pocket of the lake yet still close to Shawnigan Village, schools, and the Malahat corridor. The standout bonus: rare subdivision potential, opening the door to long-term investment, a family compound, or future development. Lakefront homes that combine sun, dock, space, parking, and development upside are genuinely hard to find — 2664 Heald Road is a special opportunity. (id:63159)

Values & Trends

This listing

$718/sqft

Building average

No other active listings in this building

Shawnigan average

$652/sqft

38 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Shawnigan Lake(Independent)Secondary1.1 km
St John's Preparatory Academy Shawnigan(Independent)K-121.5 km
Discovery ElementaryElementary1.8 km
Frances Kelsey SecondarySecondary4.4 km
Evergreen Independent School(Independent)Elementary4.6 km
George Bonner ElementaryElementary5.1 km
Brentwood College(Independent)Secondary5.4 km
Ecole Cobble Hill ElementaryElementary5.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • The Corner Table · 2740 Dundas Road565 m

Cafes (1)

  • Shawnigan House608 m

Parks (5+)

  • Shawnigan Wharf Park355 m
  • Elsie Miles Park538 m
  • Dougan Park650 m
  • Old Mill Park740 m
  • Bob-O-Link Trail755 m

Gyms (1)

  • KaliYoga Studio · 2721 Shawnigan Lake Road454 m

Pharmacies (1)

  • Island Pharmacy IDA · 1769 Shawnigan Lake-Mill Bay Road599 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($375,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,500,000.00
Periodic payment — Principal & Interest (monthly)$9,677.49
Additional monthly expenses (strata, tax, utilities, etc.)$916.50
Total monthly cost$10,593.99
Interest paid over 5-yr term$429,904.31
Balance at end of term$1,349,254.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$375,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,534.47

Cash Needed at Closing

Minimum down payment$375,000
Estimated BC PTT$35,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$412,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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