Property Type: Detached HouseOwnership: Freehold

2712 Rydal Ave

Cumberland, BC V0R1S0

$949,000

5 bed3 bath4 parking2,740 sqftBuilt 2011
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Property Details

Property & Lot

Sub-type
House
Lot size
7,100 square feet
Zoning
Residential

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,317

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Partially air conditioned, Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Living roomLower level13'3 x 15'5
BathroomLower level7'11 x 13'8
BedroomLower level10'4 x 14'7
BedroomLower level10'10 x 13'3
Laundry roomLower level9'7 x 10'4
KitchenLower level8'4 x 9'10
Bonus RoomSecond level
BedroomMain level10'7 x 14'4
BathroomMain level7'10 x 8'2
BedroomMain level10'7 x 13'10
EnsuiteMain level5'6 x 11'1
Primary BedroomMain level14'4 x 15'10
PantryMain level4'1 x 5'1
Living roomMain level14'1 x 14'9
KitchenMain level

Listing Information

MLS®
1045195
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Vancouver Island North · Data source: CREA DDF.

Description

A flexible income home a short walk from Dunsmuir Avenue. Built in 2011 with over 2,500 sq. ft. across two separate up/down units, currently tenanted on both levels but able to reopen into a single family home. The upper unit has three bedrooms plus a family room; the lower adds two more, for five bedrooms combined. A heat pump handles heating and cooling, and the appliances have all been replaced since the build. The two levels lock off for privacy or open into one connected home. Hold it as an investment with tenants in place, live up while the lower level helps carry the mortgage, or take back both floors for a large family home in one of the Island's most sought-after villages. Cumberland is the draw. The old coal town is now Vancouver Island's outdoor-recreation hub, with more than 170 mountain-bike trails running from the community forest at the edge of the village and a walkable core of cafes, a brewery, restaurants, and shops along Dunsmuir. Mount Washington, Comox Valley schools, and the Courtenay commute are all close. Take it as it works today, or make it your own. (id:63159)

Values & Trends

This listing

$346/sqft

Building average

No other active listings in this building

COAL VALLEY ESTATES average

No comparable active listings

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Courtenay

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

4,447

(2021 Census)

+18.5% since 2016

Density: 153.1/km²

Dwellings: 1,918

Median household income: $86,000

After-tax: $75,500

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 195
  • United States of America1.3% · 60
  • Germany0.3% · 15
  • Netherlands0.2% · 10
  • South Africa, Republic of0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cumberland Community SchoolElementary/Middle303 m
Arden ElementaryElementary5.5 km
Royston ElementaryElementary6.4 km
Lake Trail CommunityMiddle6.6 km
Ecole Puntledge Park ElementaryElementary6.9 km
Courtenay ElementaryElementary6.9 km
Nala'atsi Alternate ProgramSecondary7.0 km
Aspen Park ElementaryElementary9.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Cooks Restaurant · 3273 Third Street579 m
  • Biblio Taco · 2724 Dunsmuir Avenue604 m
  • Riders Pizza · 2738 Dunsmuir Avenue631 m
  • Niji · 2744 Dunsmuir Avenue646 m

Cafes (2)

  • Laneway Coffee and Kitchen · 2727 Dunsmuir Ave643 m
  • Cumberland Grind Espresso & Smoothie Bar · 2753 Dunsmuir Avenue700 m

Grocery (1)

  • Seeds Natural Food Market · 2733A Dunsmuir Avenue662 m

Parks (5+)

  • Cumberland Peace Park387 m
  • Egremont Park397 m
  • Village Square683 m
  • Number Six Mine Park686 m
  • Solport Park688 m

Banks & ATMs (1)

  • First Credit Union · 2717 Dunsmuir Avenue630 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,200.00
Periodic payment — Principal & Interest (monthly)$4,898.10
Additional monthly expenses (strata, tax, utilities, etc.)$580.08
Total monthly cost$5,478.18
Interest paid over 5-yr term$217,588.90
Balance at end of term$682,902.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,759.97

Cash Needed at Closing

Minimum down payment$69,900
Estimated BC PTT$16,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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