Property Type: Condo / ApartmentOwnership: Strata

2808 13495 CENTRAL AVENUE

Surrey, BC V3T0K2

$674,500

2 bed2 bath1 parking865 sqftBuilt 2019
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Amenities

GymConcierge

Also listed: Storage - Locker, Restaurant, Laundry - In Suite

Property Details

Property & Lot

Sub-type
Apartment

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$475/mo
Annual property tax
$2,572 (2024)

Interior

Basement
None, Unknown
Heating
Geo Thermal
Fireplace
None

Exterior & Lot

View
City view, Mountain view, River view

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3025256
Listed
July 12, 2025
Time on market
On the market for 416 days
Tax assessment year
2024
Data last synced
August 28, 2026

Listing provided by: YPA Your Property Agent · Data source: CREA DDF.

Description

Welcome to the iconic 3 Civic Plaza - Surrey's premier luxury residence and hotel tower in the heart of Surrey Central! This stunning 2 bed, 2 bath unit features a bright, open-concept layout with floor-to-ceiling windows that flood the space with natural light. Step onto your private balcony and take in breathtaking views of the city skyline, mountains, and water. The sleek European-style kitchen boasts modern cabinetry and high-end stainless steel appliances. Enjoy year-round comfort with built-in radiant heating and cooling, plus exclusive access to hotel-style amenities with membership. Unbeatable location just steps from SkyTrain, SFU, KPU, City Hall, Central City Mall, T&T, Walmart, library, dining, and more! (id:63159)

Values & Trends

This listing

$780/sqft

Building average

$736/sqft

14 active listing(s)

Surrey average

$678/sqft

1113 active listing(s)

Parking: 1 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Apartment Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey apartmentlistings — not specific to this property.

MLS® HPI Benchmark Price

$474,100

Jul 2026

Average Sale Price

$470,719

Jul 2026

Monthly Sales

16

Jul 2026

Active Listings

219

Jul 2026

Sales-to-Active Ratio

7.0%

Jul 2026

Median Days to Contract

34 days

Jul 2026

MLS® HPI Benchmark Price

$598,400
$434,400
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

70

8/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Honour Secondary School(Independent)Secondary478 m
Kwantlen Park SecondaryElementary647 m
Old Yale Road ElementaryElementary753 m
K B Woodward ElementaryElementary932 m
Our Lady of Good Counsel(Independent)Elementary939 m
Forsyth Road ElementaryElementary1.1 km
A H P Matthew ElementaryElementary1.3 km
Lena Shaw ElementaryElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Surrey Central Station @ Bay 12102 m
Surrey Central Station @ Bay 13109 m
Surrey Central Station @ Platform 2117 m
Eastbound 104 Ave @ University Dr117 m
Surrey Central Station @ Platform 1117 m

Nearby Places

Restaurants (5+)

  • Freshii · 10305 City Parkway14 m
  • D-Plus Curry House19 m
  • Dominion Bar & Kitchen37 m
  • Umami Ramen + Grill · 10302 City Parkway93 m
  • Phở Hòa · 10302 City Parkway101 m

Cafes (5+)

  • Prado Cafe · 13475 103 Avenue25 m
  • Tim Hortons · 10277 City Parkway68 m
  • Take Five Café94 m
  • Gong Cha · 10294 City Parkway118 m
  • Trees Organic Coffee & Cheesecake · 10299 University Drive161 m

Grocery (5+)

  • Daily Fresh170 m
  • Day to Day Grocery & Produce · 13664 104 Avenue342 m
  • Union Latino's Food · 13569 105A Avenue469 m
  • Habib Market · 10119 Whalley Boulevard562 m
  • 大統華 T&T Supermarket · 10153 King George Boulevard563 m

Parks (4)

  • West Village Park · 13231 Central Avenue500 m
  • Tom Binnie Park601 m
  • Whalley Athletic Park677 m
  • Holland Park · 13428 Old Yale Road706 m

Shopping (3)

  • Walmart · 10153 King George Boulevard404 m
  • Central City Shopping Centre · 10153 King George Boulevard431 m
  • Winners · 10153 King George Boulevard548 m

Gyms (3)

  • Club 16 · 10153 King George Boulevard549 m
  • Planet Fitness · 10642 King George Boulevard661 m
  • Chuck Bailey Recreation Centre · 13458 107A Avenue705 m

Pharmacies (5+)

  • London Drugs · 10348 King George Boulevard304 m
  • Shoppers Drug Mart538 m
  • Livewell Medical Centre671 m
  • Kingstons683 m
  • Pharmasave · 10654 King George Boulevard683 m

Banks & ATMs (5+)

  • Bitcoin ATM Coinsite · 10252 City Parkway173 m
  • Instacoin ATM181 m
  • Vancity · 10293 King George Boulevard201 m
  • TD · 10435 King George Boulevard251 m
  • RBC · 10201 King George Boulevard324 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Other Listings in This Building

Other units currently listed in the same building. 2808 13495 CENTRAL AVENUE

View building profile →
Built 2019
3204 13495 CENTRAL AVENUE
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3204 13495 CENTRAL AVENUE, Surrey

1 bed1 bath563 sqft

$397/mo maintenance

MLS® R3152751Grand Central Realty
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$435/mo maintenance

MLS® R3128812Team 3000 Realty Ltd.
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Condo / Apartment

$450,000

2702 13495 CENTRAL AVENUE, Surrey

1 bed1 bath1 parking565 sqft

$396/mo maintenance

MLS® R3149155RE/MAX Crest Realty
4908 13495 CENTRAL AVENUE
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$703/mo maintenance

MLS® R3067207RE/MAX Performance Realty
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Condo / Apartment

$395,000

5004 13495 CENTRAL AVENUE, Surrey

1 bed1 bath1 parking561 sqft

$0/mo maintenance

MLS® R3149579eXp Realty of Canada, Inc.
3701 13495 CENTRAL AVENUE
Condo / Apartment

$469,999

3701 13495 CENTRAL AVENUE, Surrey

1 bed1 bath1 parking603 sqft

$395/mo maintenance

MLS® R3121470Royal LePage Elite West
4304 13495 CENTRAL AVENUE
Condo / Apartment

$399,000

4304 13495 CENTRAL AVENUE, Surrey

1 bed1 bath562 sqft

$380/mo maintenance

MLS® R3113666Royal LePage Global Force Realty
3904 13495 CENTRAL AVENUE
Condo / Apartment

$399,900

3904 13495 CENTRAL AVENUE, Surrey

1 bed1 bath579 sqft

$397/mo maintenance

MLS® R3120055eXp Realty of Canada, Inc.
3108 13495 CENTRAL AVENUE
Condo / Apartment

$595,000

3108 13495 CENTRAL AVENUE, Surrey

2 bed2 bath1 parking865 sqft

$644/mo maintenance

MLS® R3127075Magsen Realty Inc.
5001 13495 CENTRAL AVENUE
Condo / Apartment

$524,900

5001 13495 CENTRAL AVENUE, Surrey

1 bed1 bath1 parking605 sqft

$427/mo maintenance

MLS® R3145319Century 21 Coastal Realty Ltd.
2908 13495 CENTRAL AVENUE
Condo / Apartment

$568,000

2908 13495 CENTRAL AVENUE, Surrey

2 bed2 bath1 parking862 sqft

$610/mo maintenance

MLS® R3152802Selmak Realty Limited
3709 13495 CENTRAL AVENUE
Condo / Apartment

$749,000

3709 13495 CENTRAL AVENUE, Surrey

2 bed2 bath1 parking939 sqft

$629/mo maintenance

MLS® R3154348Macdonald Realty
4807 13495 CENTRAL AVENUE
Condo / Apartment
NEW LISTING

$409,900

4807 13495 CENTRAL AVENUE, Surrey

1 bed1 bath1 parking531 sqft

$387/mo maintenance

MLS® R3159379Sutton Group - 1st West Realty

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$539,600.00
Periodic payment — Principal & Interest (monthly)$3,481.32
Additional monthly expenses (strata, tax, utilities, etc.)$732.33
Total monthly cost$4,213.65
Interest paid over 5-yr term$154,650.91
Balance at end of term$485,371.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,450
Stress test qualifying rate8.09%
Payment you must qualify for$4,860.24

Cash Needed at Closing

Minimum down payment$42,450
Estimated BC PTT$11,490
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,440

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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