Property Type: Mobile / ManufacturedOwnership: Leasehold

286 3042 River Rd

Chemainus, BC V0R1K3

$219,000

1 bed1 bath2 parking545 sqftBuilt 2018
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Property Details

Property & Lot

Sub-type
Manufactured Home
Zoning
Agricultural

A2

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Leasehold
Strata / maintenance fee
$557/mo
Annual property tax
$1,461

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
2 — uncovered indicated
Features
Stall

Restrictions & Policies

Pets
Allowed
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
Primary BedroomMain level9'2
KitchenMain level11'4
Living roomMain level11'4 x 16'5

Listing Information

MLS®
1043706
Listed
July 20, 2026
Time on market
On the market for 42 days
Data last synced
August 28, 2026

Listing provided by: REMAX Professionals (NA) · Data source: CREA DDF.

Description

Great potential for this mini-home, situated in a quiet community and backing onto a peaceful treed setting. Requires some cleaning and updates of flooring and fixtures. The bright interior offers an open-concept layout with vaulted ceilings and large windows that fill the home with natural light. The kitchen features shaker-style cabinetry, ample counter space, and overlooks the adjoining living and dining areas, creating an inviting space for everyday living and entertaining. The home includes a comfortable bedroom and a four-piece bathroom. Sliding doors open to the expansive wraparound deck, providing plenty of room to relax and enjoy the private surroundings. Storage shed for additional storage. There is open parking and the park allows two pets. All data and measurements are approximate and must be verified if fundamental. (id:63159)

Values & Trends

This listing

$402/sqft

Building average

No other active listings in this building

Chemainus average

$490/sqft

12 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chemainus SecondaryK-121.2 km
Chemainus Elementary Community SchoolElementary1.4 km
Crofton Elementary Community SchoolElementary8.8 km
Stz'uminus Senior Secondary(Independent)Secondary8.8 km
Thetis Island ElementaryElementary9.6 km
Ladysmith PrimaryElementary10.6 km
Ladysmith SecondarySecondary10.9 km
Ladysmith IntermediateElementary11.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (4)

  • Unnamed286 m
  • Chemainus Ball Fields · 9740 Elm Street601 m
  • Caswell Park700 m
  • Askew Creek Park791 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($10,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$175,200.00
Periodic payment — Principal & Interest (monthly)$1,130.33
Additional monthly expenses (strata, tax, utilities, etc.)$706.19
Total monthly cost$1,836.52
Interest paid over 5-yr term$50,212.82
Balance at end of term$157,592.97

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$10,950
Stress test qualifying rate8.09%
Payment you must qualify for$1,599.83

Cash Needed at Closing

Minimum down payment$10,950
Estimated BC PTT$2,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$14,830

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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