Property Type: Condo / ApartmentOwnership: Strata

303 1234 Wharf St

Victoria, BC V8W3H9

$700,000

2 bed2 bath1 parking1,299 sqftBuilt 1982
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
1,377 square feet
Zoning
Other

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$1,268/mo
Annual property tax
$4,627.18

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
City view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
1

Restrictions & Policies

Pets
Not allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level
BedroomMain level
BathroomMain level
Primary BedroomMain level
KitchenMain level
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1030307
Listed
April 11, 2026
Time on market
On the market for 142 days
Data last synced
August 28, 2026

Listing provided by: Newport Realty Ltd. · Data source: CREA DDF.

Description

BEST PRICED WATERFRONT CONDO This is waterfront living at its finest here in Victoria. You will love being a part of the vibrant Old Town and a walking harbour front lifestyle. You will be front row and centre to enjoy the ever changing activities and views our harbour offers. Rowers, kayakers, paddle boarders, float planes, ferries big and small, sailboats & more. So much to enjoy including inner & upper harbour views & stunning sunsets over the hills in the distance. Restaurants, theatre, cafés, shopping, summertime outdoor music & theatre events, sight seeing & protected lane cycling to explore the city are all at your doorstep. As are float planes to Vancouver, Seattle, Friday Harbour & more! This corner waterfront condo offers expansive windows taking in the exceptional Victoria Harbour views with floor to ceiling windows opening to your deck, bringing the outdoors in. 2 large bedrooms, 2 ensuite bathrooms, ensuite laundry & secure parking. This Victoria waterfront condo offers flexibility in living whether it be your full time home, a rental for 6 months and your home for 6 months or become a part of Victoria Regent Waterfront Hotel and Suites rental pool. (id:63159)

Values & Trends

This listing

$539/sqft

Building average

$634/sqft

1 active listing(s)

Downtown average

$767/sqft

152 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

78

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pacific School of Innovation and Inquiry(Independent)Secondary544 m
Christ Church Cathedral School(Independent)Elementary/Middle1.0 km
South Park Family SchoolElementary1.1 km
James Bay CommunityElementary1.3 km
Victoria West ElementaryElementary1.5 km
George Jay ElementaryElementary1.7 km
Selkirk Montessori School(Independent)Elementary/Middle1.7 km
Central Middle SchoolElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Lindo Bistro39 m
  • Dosa Paragon · 1218 Wharf Street50 m
  • Uni Modern Japanese · 1245 Wharf Street75 m
  • Finn’s Seafood Chops Cocktails87 m
  • Fiamo Pizza & Wine Bar · 515 Yates Street87 m

Cafes (5+)

  • Saint Cecelia142 m
  • Hey Happy · 560 Johnson Street194 m
  • Wind Cries Mary211 m
  • Murchie's Cafe · 1110 Government Street270 m
  • Shanzee's Biscuit Café · 529 Pandora Avenue278 m

Grocery (4)

  • Mexican House of Spice · 1412 Douglas Street467 m
  • Bulk Barn · 706 Yates Street498 m
  • Zero Waste Emporium · 1728 Douglas Street601 m
  • No Frills · 770 Fisgard Street630 m

Parks (5+)

  • Reeson Park · 1300 Wharf Street63 m
  • Bridgehead Green149 m
  • Triangle Green198 m
  • Fort Victoria226 m
  • Fort Victoria National Historic Site of Canada236 m

Shopping (5+)

  • Sabayons · 1101 Government Street318 m
  • Camöflage323 m
  • The Bay Centre374 m
  • The Bay Centre · 1150 Douglas Street374 m
  • Winners · 1150 Douglas Street435 m

Gyms (5+)

  • Lagree West166 m
  • Limitless Training · 582 Johnson Street269 m
  • Spinco · 524 Pandora Avenue276 m
  • Studio 4 Athletics · 715 Yates Street519 m
  • Unnamed569 m

Pharmacies (3)

  • I.D.A. Cridge Family · 641 Fort Street385 m
  • Shoppers Drug Mart · 1212 Douglas Street440 m
  • Rexall · 912 Douglas Street518 m

Banks & ATMs (5+)

  • Unnamed72 m
  • Vancity · 1280 Douglas Street439 m
  • Coast Capital Savings456 m
  • Unnamed460 m
  • Unnamed461 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Other Listings in This Building

Other units currently listed in the same building. 303 1234 Wharf St

View building profile →
Built 1981

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($45,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$560,000.00
Periodic payment — Principal & Interest (monthly)$3,612.93
Additional monthly expenses (strata, tax, utilities, etc.)$1,718.60
Total monthly cost$5,331.53
Interest paid over 5-yr term$160,497.61
Balance at end of term$503,721.81

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$45,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,036.72

Cash Needed at Closing

Minimum down payment$45,000
Estimated BC PTT$12,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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