Property Type: Condo / ApartmentOwnership: Strata

401 1234 Wharf St

Victoria, BC V8W3H9

$799,000

2 bed2 bath1 parking1,260 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
1,417 square feet
Zoning
Multi-Family

I H R

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$1,203/mo
Annual property tax
$4,601

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
City view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
1

Restrictions & Policies

Pets
Not allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
BedroomMain level13' x 18'
BathroomMain level4-Piece
Primary BedroomMain level13' x 17'
KitchenMain level9' x 11'
BalconyMain level5' x 20'
Living roomMain level26' x 21'
EntranceMain level4' x 6'
BalconyMain level5' x 14'

Listing Information

MLS®
1034216
Listed
May 6, 2026
Time on market
On the market for 117 days
Data last synced
August 28, 2026

Listing provided by: The Agency · Data source: CREA DDF.

Description

VICTORIA REGENT - Ideally situated on Victoria’s Inner Harbour, this spacious 2-bed 2-bath suite offers spectacular water views, including vistas of the vibrant Songhees developments. This beautifully maintained and thoughtfully updated suite features floor-to-ceiling windows, newer flooring, fresh paint, and two private balconies to soak in the surroundings. The modern kitchen is equipped with new stainless steel appliances, and the spacious living/dining area is perfect for entertaining. Both bedrooms offer ensuite bathrooms, ensuring privacy and comfort. This solid steel-and-concrete building has recent updates including a new roof, windows and doors.. Enjoy premium amenities including 24-hour concierge, in-house housekeeping, and secure underground parking. Currently part of the hotel rental pool, the suite can remain in the program with optional owner use, or be withdrawn for full-time residential living. Just steps from world-class dining, shops, and the iconic Inner Harbour — embrace a carefree, waterfront lifestyle in the heart of Downtown Victoria. (id:63159)

Values & Trends

This listing

$634/sqft

Building average

$539/sqft

1 active listing(s)

Downtown average

$766/sqft

152 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

78

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pacific School of Innovation and Inquiry(Independent)Secondary552 m
Christ Church Cathedral School(Independent)Elementary/Middle1.0 km
South Park Family SchoolElementary1.1 km
James Bay CommunityElementary1.3 km
Victoria West ElementaryElementary1.5 km
George Jay ElementaryElementary1.7 km
Selkirk Montessori School(Independent)Elementary/Middle1.7 km
Central Middle SchoolElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Dosa Paragon · 1218 Wharf Street52 m
  • Lindo Bistro55 m
  • Uni Modern Japanese · 1245 Wharf Street67 m
  • Fiamo Pizza & Wine Bar · 515 Yates Street77 m
  • Chimac · 512 Yates Street86 m

Cafes (5+)

  • Saint Cecelia133 m
  • Hey Happy · 560 Johnson Street176 m
  • Wind Cries Mary213 m
  • Shanzee's Biscuit Café · 529 Pandora Avenue261 m
  • Murchie's Cafe · 1110 Government Street273 m

Grocery (4)

  • Mexican House of Spice · 1412 Douglas Street455 m
  • Bulk Barn · 706 Yates Street491 m
  • Zero Waste Emporium · 1728 Douglas Street584 m
  • No Frills · 770 Fisgard Street613 m

Parks (5+)

  • Reeson Park · 1300 Wharf Street45 m
  • Bridgehead Green130 m
  • Triangle Green180 m
  • Fort Victoria239 m
  • Fort Victoria National Historic Site of Canada249 m

Shopping (5+)

  • Camöflage309 m
  • Sabayons · 1101 Government Street319 m
  • The Bay Centre · 1150 Douglas Street374 m
  • The Bay Centre374 m
  • Winners · 1150 Douglas Street434 m

Gyms (5+)

  • Lagree West156 m
  • Limitless Training · 582 Johnson Street254 m
  • Spinco · 524 Pandora Avenue258 m
  • Studio 4 Athletics · 715 Yates Street513 m
  • Unnamed579 m

Pharmacies (3)

  • I.D.A. Cridge Family · 641 Fort Street388 m
  • Shoppers Drug Mart · 1212 Douglas Street436 m
  • Rexall · 912 Douglas Street523 m

Banks & ATMs (5+)

  • Unnamed76 m
  • Vancity · 1280 Douglas Street433 m
  • Coast Capital Savings456 m
  • Unnamed461 m
  • Unnamed473 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Other Listings in This Building

Other units currently listed in the same building. 401 1234 Wharf St

View building profile →
Built 1981

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$1,649.58
Total monthly cost$5,773.48
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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