Property Type: Detached HouseOwnership: Freehold

3037 POWELL Road

Kamloops, BC V0E3E1

$1,099,000

3 bed3 bath6 parking2,300 sqftBuilt 1982
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.41 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,328

Interior

Basement
Crawl space
Heating
Baseboard heaters, Stove, Forced air, Electric, See remarks, Wood
Fireplace
Yes (2)
Fireplace type
Wood, Gas, Conventional, Unknown
Flooring
Carpeted, Ceramic Tile, Wood

Exterior & Lot

Exterior features
Wood siding, Cedar Siding

Building

Roof
Metal, Unknown

Parking

Total spaces
6 — covered indicated
Features
Detached Garage, RV, See Remarks

Room Dimensions

RoomLevelDimensions
FoyerMain level8' x 6'
OfficeMain level8' x 11'
Laundry roomMain level5' x 6'
3pc Ensuite bathMain level
5pc Ensuite bathMain level7' x 18'
4pc BathroomMain level
Family roomMain level13' x 18'
BedroomMain level10' x 10'
BedroomMain level12' x 13'
Primary BedroomMain level15' x 19'
Dining roomMain level12' x 18'
Living roomMain level13' x 19'
KitchenMain level16' x 16'

Listing Information

MLS®
10393370
Listed
July 2, 2026
Time on market
On the market for 60 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Lakefront living is a rare luxury—one that creates the kind of moments you'll treasure for a lifetime. Imagine long summer afternoons spent on the dock with family and friends, cold drinks in hand as the sun dances across the water. As the seasons change, picture Christmas gatherings that end with a friendly hockey game on the frozen lake. This is more than a home—it's a lifestyle, and it's waiting to welcome you. Set on nearly half an acre of beautifully level waterfront, this executive 3-bedroom, 3-bath rancher is full of delightful surprises. The thoughtfully designed interior blends spacious comfort with timeless character, from the stunning vaulted living room, where a dramatic wall of windows frames breathtaking lake views, to the expansive chef's kitchen featuring a generous island and a custom range alcove designed for entertaining. The exceptional primary suite is a true retreat, showcasing striking post-and-beam accents and a spa-inspired ensuite unlike any other. Each additional bedroom also enjoys its own ensuite, offering outstanding comfort and privacy for extended family and guests. Outside, the magic continues. Gather around the lakeside fire pit as the sun sets, relax on the covered deck overlooking the water, or spend endless days swimming and boating from your private dock—complete with its own slide. A detached shop/garage, ample parking, and a charming bunkhouse provide exceptional flexibility for hobbies, visitors, and storage. This property checks every box—but more importantly, it offers something you can't quantify. It delivers a feeling. A place where every season brings new memories, every gathering feels special, and every day ends with the quiet certainty that you've found home. (id:63159)

Values & Trends

This listing

$478/sqft

Building average

No other active listings in this building

Pinantan average

$456/sqft

8 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Pinantan ElementaryElementary854 m
Dallas ElementaryElementary11.7 km
Robert L Clemitson ElementaryElementary12.6 km
Juniper Ridge ElementaryElementary16.6 km
Marion Schilling ElementaryElementary16.7 km
Valleyview SecondarySecondary17.9 km
Ralph Bell Elementary SchoolElementary18.8 km
Sk'elep School of Excellence(Independent)Elementary19.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,200.00
Periodic payment — Principal & Interest (monthly)$5,672.30
Additional monthly expenses (strata, tax, utilities, etc.)$392.33
Total monthly cost$6,064.63
Interest paid over 5-yr term$251,981.25
Balance at end of term$790,843.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,798.07

Cash Needed at Closing

Minimum down payment$84,900
Estimated BC PTT$19,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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