321 Collins Rd
Salt Spring, BC V8K2N1
$699,000
Property Details
Property & Lot
- Sub-type
- House
- Style
- Westcoast
- Lot size
- 0.61 acres
- Zoning
- Residential
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,248.84
Interior
- Heating
- Baseboard heaters, Electric, Wood
- Cooling / A/C
- See Remarks
- Fireplace
- None
- Appliances
- Refrigerator, Range - Electric, Dishwasher
Exterior & Lot
- View
- Mountain view, Ocean view
- Lot features
- Hillside, Other, Rectangular
Building
- Parcel ID (PID)
- 000-188-603
Parking
- Total spaces
- 5 — uncovered indicated
- Features
- Stall
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Main level | 6'5 x 7'7 |
| Bedroom | Main level | 8'8 x 14'11 |
| Bedroom | Main level | 8'8 x 12'11 |
| Bathroom | Main level | 4-Piece |
| Kitchen | Main level | 16'4 x 9'10 |
| Living room | Main level | 21'3 x 15'0 |
| Porch | Main level | 6'3 x 42'7 |
| Bathroom | Lower level | 3-Piece |
| Kitchen | Lower level | 5'7 x 7'10 |
| Studio | Lower level | 10'10 x 16'11 |
Listing Information
- MLS®
- 1048364
- Listed
- September 6, 2026
- Time on market
- Listed today
- Data last synced
- September 6, 2026
Listing provided by: eXp Realty · Data source: CREA DDF.
Description
Ocean view home w/ lower-level bachelor suite, just 8 min to Ganges! West-facing on .61 acre, minutes from Bader's Beach for warm ocean swimming & Mount Erskine's hiking trails. Main level: open concept living space with ocean views throughout, living room w/ woodstove, sliding doors to front deck - perfect for morning coffee or enjoying just watching the gorgeous sunsets. Kitchen offers ample counterspace & large picture window. 2 beds, one bath and laundry complete main floor. Lower level: bright, above-ground bachelor suite w/ own bath, sliding doors to outdoors & private deck - great for guests, extended family, or rental income. New septic system in place. Mature gardens & plantings, ample parking, community water. Peaceful island setting close to beaches, trails & town amenities. Priced to sell. (id:63159)
Values & Trends
This listing
$566/sqft
Building average
—
No other active listings in this building
Salt Spring average
$721/sqft
84 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Duncan
10°C
—
Humidity 93%
Wind SW calm km/h
Tonight
10°
Sunday
25°
Sunday night
11°
Monday
20°
Monday night
13°
Tuesday
21°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Phoenix Place | Secondary | 3.7 km |
| Gulf Islands Secondary | Secondary | 3.7 km |
| Salt Spring Elementary | Elementary | 4.1 km |
| Fernwood Elementary | Elementary | 6.3 km |
| Crofton Elementary Community School | Elementary | 6.4 km |
| Maple Bay Elementary | Elementary | 8.5 km |
| Queen of Angels School(Independent) | Elementary/Middle | 11.5 km |
| Alex Aitken | Elementary | 11.9 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Gulf Islands (SD64)
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Explore More Homes
Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.