Property Type: Detached HouseOwnership: Freehold

3660 63 Street SE

Salmon Arm, BC V1E1W9

$1,290,000

3 bed2 bath10 parking2,063 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
30.88 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,121.18

Interior

Basement
Full
Heating
Forced air, See remarks
Fireplace
Yes (2)
Fireplace type
Free Standing Metal
Flooring
Vinyl

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10 — covered indicated
Features
Carport

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Living roomMain level23'0'' x 18'11''
Primary BedroomMain level17'1'' x 11'6''
KitchenMain level8'4'' x 12'6''
BedroomMain level11'11'' x 10'0''
SunroomMain level12'4'' x 19'11''
4pc BathroomMain level8'4'' x 6'5''
Laundry roomBasement12'8'' x 12'4''
Mud roomBasement11'1'' x 6'1''
BedroomBasement11'4'' x 9'4''
Living roomBasement12'0'' x 19'0''
KitchenBasement9'0'' x 19'0''
4pc BathroomBasement6'8'' x 6'4''

Listing Information

MLS®
10343920
Listed
April 17, 2025
Time on market
On the market for 501 days
Data last synced
August 28, 2026

Listing provided by: PG Direct Realty · Data source: CREA DDF.

Description

Visit REALTOR website for additional information.Discover over 30 acres of countryside backing onto treed land, complete with a creek and 10 apple trees. Nestled beside the Salmon Arm Golf Course, this charming 3-bed, 2-bath home includes a basement suite with a separate entrance which is an income-generating Airbnb, easily booked Spring-Fall. Natural gas heat, free-standing fireplaces, and a sunroom leading to the primary bedroom add cozy charm. New deck railing & renovated main upstairs bathroom (2025). The fully fenced yard is ideal for livestock, with a barn and shed included. Conveniently located near Hwy 97B & Hwy 1, minutes from Salmon Arm, schools, beaches, and trails. ALR within city limits this property blends country living with modern convenience. (id:63159)

Values & Trends

This listing

$625/sqft

Building average

No other active listings in this building

SE Salmon Arm average

$423/sqft

42 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 91%

Wind S 2 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Ranchero Elementary JuniorElementary/Middle2.2 km
South CanoeElementary/Middle2.3 km
Shuswap Middle SchoolMiddle4.2 km
Hillcrest ElementaryElementary4.3 km
King's Christian School(Independent)K-124.5 km
South Broadview ElementaryElementary4.5 km
Bastion ElementaryElementary5.4 km
Salmon Arm SecondarySecondary5.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,032,000.00
Periodic payment — Principal & Interest (monthly)$6,658.11
Additional monthly expenses (strata, tax, utilities, etc.)$279.77
Total monthly cost$6,937.88
Interest paid over 5-yr term$295,774.17
Balance at end of term$928,287.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,119.92

Cash Needed at Closing

Minimum down payment$104,000
Estimated BC PTT$23,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$129,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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