Property Type: Detached HouseOwnership: Freehold

3960 Arlene Pl

Saanich, BC V8Z6H9

$1,049,000

4 bed3 bath4 parking2,188 sqftBuilt 1979
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Property Details

Property & Lot

Sub-type
House
Lot size
6,111 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,925

Interior

Heating
Heat Pump, Electric, Propane
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Dishwasher, Dryer, Microwave, Range - Induction

Exterior & Lot

Lot features
Central location, Cul-de-sac, Private setting

Building

Parcel ID (PID)
001-621-858

Parking

Total spaces
4 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
BathroomLower level3-Piece
BalconyMain level
Family roomLower level
BedroomLower level
Laundry roomLower level
EnsuiteMain level
Primary BedroomMain level
BathroomMain level
BedroomMain level
BedroomMain level
Living roomMain level
Dining roomMain level
KitchenMain level
EntranceOther

Listing Information

MLS®
1046851
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
September 1, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Imagine waking up to the peaceful setting of Swan Creek right outside your backyard—a rare opportunity to enjoy nature and privacy while still being close to everything. Tucked away on a quiet cul-de-sac, this 3-bedroom, 2-bathroom home offers approximately 2,039 sq ft of living space and a wonderful opportunity to create your dream home. The kitchen and bathrooms have been updated, while the rest of the home provides a blank canvas for your personal vision. The private backyard backing onto the creek creates a beautiful natural backdrop and a sense of space that is increasingly hard to find. Add in excellent suite potential, generous parking and a sought-after location, and you have a property with both lifestyle appeal and tremendous upside. Come discover the possibilities of creekside living at 3960 Arlene Place! (id:63159)

Values & Trends

This listing

$479/sqft

Building average

No other active listings in this building

Tillicum average

$583/sqft

6 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
McKenzie ElementaryElementary198 m
Colquitz Middle SchoolElementary615 m
St Joseph's Catholic(Independent)Elementary957 m
Pacific Christian School(Independent)Elementary1.1 km
Spectrum CommunitySecondary1.2 km
Ecole Marigold SchoolElementary1.2 km
Glanford Middle SchoolElementary1.3 km
Rogers ElementaryElementary1.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Trini to D Bone · 650 Burnside Road West773 m

Parks (3)

  • Swan Creek Park182 m
  • Glanford Park724 m
  • Hyacinth Park738 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($79,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$839,200.00
Periodic payment — Principal & Interest (monthly)$5,414.23
Additional monthly expenses (strata, tax, utilities, etc.)$519.42
Total monthly cost$5,933.65
Interest paid over 5-yr term$240,517.13
Balance at end of term$754,863.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$79,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,452.04

Cash Needed at Closing

Minimum down payment$79,900
Estimated BC PTT$18,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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