Property Type: Detached HouseOwnership: Freehold

4034 Carey Rd

Saanich, BC V8Z4E8

$859,900

3 bed2 bath2 parking1,646 sqftBuilt 1948
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Property Details

Property & Lot

Sub-type
House
Lot size
6,000 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,955.59

Interior

Heating
Forced air, Oil, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
2 — uncovered indicated
Features
Street

Room Dimensions

RoomLevelDimensions
StorageLower level
WorkshopLower level
BathroomLower level2-Piece
DenLower level
BedroomLower level
Family roomLower level
BathroomMain level4-Piece
SunroomMain level
BedroomMain level
Primary BedroomMain level
KitchenMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1037235
Listed
May 19, 2026
Time on market
On the market for 104 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Welcome to this three-bedroom family home offering a spacious living room with wood floors, a wood-burning fireplace and sliding doors leading to a large sun-filled, south-west facing sunroom. An eat-in kitchen with a built-in breakfast nook, two bedrooms and a 4-piece bathroom complete the main floor. The lower floor has another bedroom, a family room and a den area off the laundry room and the 2-piece bathroom. There's potential to create an additional accommodation. Lots of in-house and outside storage, plus a large attached workshop. You'll enjoy the huge fenced backyard with lots of room for kids and pets, or grow a beautiful garden. There is access to the property from the back yard lane, which could afford you extra parking, or you could look into developing a garden cottage. There are lots of creative possibilities. Just 3 blocks to McKenzie Elementary School and a 6-minute drive to Uptown. Measurements are from Realfoto. Please verify if important. (id:63159)

Values & Trends

This listing

$522/sqft

Building average

No other active listings in this building

Glanford average

$531/sqft

7 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

12°C

Humidity 89%

Wind NNW calm km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
McKenzie ElementaryElementary286 m
Colquitz Middle SchoolElementary918 m
Pacific Christian School(Independent)Elementary952 m
Glanford Middle SchoolElementary974 m
St Joseph's Catholic(Independent)Elementary992 m
Spectrum CommunitySecondary1.1 km
Ecole Marigold SchoolElementary1.2 km
Rogers ElementaryElementary1.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Hyacinth Park482 m
  • Swan Creek Park487 m
  • Glanford Park615 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($60,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$687,920.00
Periodic payment — Principal & Interest (monthly)$4,438.23
Additional monthly expenses (strata, tax, utilities, etc.)$411.63
Total monthly cost$4,849.86
Interest paid over 5-yr term$197,159.85
Balance at end of term$618,786.26

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$60,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,143.34

Cash Needed at Closing

Minimum down payment$60,990
Estimated BC PTT$15,198
Legal / closing costs (typical estimate)$1,500
Total cash needed$77,688

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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