Property Type: Detached HouseOwnership: Freehold

4041 Cambrai Rd

Duncan, BC V9L1N9

$899,000

3 bed2 bath7 parking2,320 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Lot size
1.98 acres
Zoning
Agricultural

A3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,837.97

Interior

Heating
Forced air
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Valley view

Parking

Total spaces
7

Room Dimensions

RoomLevelDimensions
Dining roomMain level9'7 x 11'5
BedroomMain level9'8 x 8'4
BathroomMain level3-Piece
Family roomMain level13'3 x 11'1
Living roomMain level13'6 x 28'1
KitchenMain level13'7 x 13'0
BedroomLower level14'3 x 15'7
MediaLower level13'3 x 12'11
Laundry roomLower level8'11 x 4'11
EnsuiteLower level3-Piece
Primary BedroomLower level13'5 x 12'10
Recreation roomLower level13'10 x 17'10
EntranceLower level9'4 x 6'6

Listing Information

MLS®
1045122
Listed
August 5, 2026
Time on market
On the market for 26 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.

Description

New Roof being installed week of August 24!!! Tucked away on two private acres with sweeping views of Mount Prevost, 4041 Cambrai offers a rare opportunity to enjoy peaceful country living without giving up convenience. The only soundtrack here is nature—birdsong, wind through the trees, and the quiet of the Cowichan Valley—yet you're just 8 minutes from town for groceries, schools, and everyday amenities. Inside, 2,300 square feet spread comfortably over two floors provides flexible living space for extended families, or hobbyists. Outside much of the land is down a slope insuring no one builds close by. Covered RV parking means your camper, boat, or trailer always has a home and this could be a good location for a shop on the property as well. Acreage like this—private, scenic, and this close to town—is increasingly hard to find. (id:63159)

Values & Trends

This listing

$388/sqft

Building average

No other active listings in this building

West Duncan average

$499/sqft

48 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Tansor ElementaryElementary3.2 km
Ecole Mount Prevost ElementaryElementary4.1 km
Queen Margaret's(Independent)K-124.4 km
Khowhemun ElementaryElementary4.5 km
Cowichan Open SchoolSecondary4.7 km
Cowichan Valley Open Learning Co-OpSecondary4.7 km
Drinkwater ElementaryElementary4.7 km
Des CascadesElementary6.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$602.50
Total monthly cost$5,242.53
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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