Property Type: Detached HouseOwnership: Freehold

5385 Winchester Rd

Duncan, BC V9L6G1

$949,500

4 bed3 bath6 parking2,645 sqftBuilt 1977
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Property Details

Property & Lot

Sub-type
House
Lot size
2.03 acres
Zoning
Residential

A3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,955

Interior

Heating
Heat Pump, Baseboard heaters, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
BathroomLower level4-Piece
BathroomMain level3-Piece
EntranceMain level4'8 x 8'6
WorkshopLower level13'3 x 10'4
BedroomLower level13'1
Laundry roomLower level5'6 x 10'3
BedroomLower level9'7 x 10'7
StorageLower level5'6 x 6'8
EntranceLower level4'8 x 8'6
Living roomLower level11'11
BathroomMain level4-Piece
KitchenLower level7'1 x 11'7
Primary BedroomMain level12'9 x 13'11
BedroomMain level13'3 x 10'11
KitchenMain level11'1
Dining roomMain level11'4
Living roomMain level13'8

Listing Information

MLS®
1046933
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. (Cow Vall) · Data source: CREA DDF.

Description

Nestled on a serene and private 2.03 acres in the desirable Vimy neighbourhood, this property is just a short walk to the Cowichan River and minutes from Duncan. Fully fenced and gated, it features a concrete driveway, carport, RV parking, an overheight garage/workshop (100 amps), and a wood corral. The well-kept contemporary home offers vaulted ceilings, large portrait windows with forest views, a stunning stone fireplace with wood stove, and a separate-entry 2-bedroom suite. Recent upgrades include a ductless heat pump, vinyl thermal windows with blinds and screens, vinyl plank flooring, new vinyl decking and railing, plus a bright new 2-bedroom suite complete with a full kitchen, living room, and wood stove – an ideal mortgage helper! Enjoy the entire home or make use of the separate suite – great for growing or extended families, home-based business, or anyone wanting nature at your front door! Watch the drone video and book your viewing today! (id:63159)

Values & Trends

This listing

$359/sqft

Building average

No other active listings in this building

West Duncan average

$499/sqft

48 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Tansor ElementaryElementary3.3 km
Ecole Mount Prevost ElementaryElementary4.0 km
Khowhemun ElementaryElementary4.1 km
Queen Margaret's(Independent)K-124.1 km
Cowichan Valley Open Learning Co-OpSecondary4.3 km
Cowichan Open SchoolSecondary4.3 km
Drinkwater ElementaryElementary4.5 km
Des CascadesElementary5.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Granite Road Park740 m
  • Heritage Park766 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,600.00
Periodic payment — Principal & Interest (monthly)$4,900.68
Additional monthly expenses (strata, tax, utilities, etc.)$544.92
Total monthly cost$5,445.60
Interest paid over 5-yr term$217,703.54
Balance at end of term$683,262.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,950
Stress test qualifying rate8.09%
Payment you must qualify for$6,763.43

Cash Needed at Closing

Minimum down payment$69,950
Estimated BC PTT$16,990
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,440

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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