Property Type: Detached HouseOwnership: Freehold

4051 Sahtlam Rd

Duncan, BC V9L6K3

$999,900

3 bed3 bath4 parking2,520 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
House
Lot size
1 acres
Zoning
Agricultural

A-2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,741

Interior

Heating
Heat Pump, Baseboard heaters, Wood
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Laundry roomMain level5'5
Family roomLower level
EntranceLower level
DenLower level
BedroomLower level8'2 x 10'4
BathroomLower level4-Piece
BathroomMain level4-Piece
BedroomMain level12'6 x 10'3
EnsuiteMain level3-Piece
Primary BedroomMain level12'6
Living roomMain level
Dining roomMain level10'6 x 10'6
KitchenMain level9'6

Listing Information

MLS®
1030437
Listed
May 8, 2026
Time on market
On the market for 115 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Harbour Realty Ltd. · Data source: CREA DDF.

Description

Welcome to 4051 Sahtlam Road, a beautifully situated home offering rural living just minutes from Duncan. Surrounded by trees and nature, this bright and inviting property captures stunning mountain views, especially breathtaking when snow-capped in the winter. The south-facing exposure fills the home with natural light through large windows, creating a warm and uplifting atmosphere throughout. The thoughtfully designed open floor plan enhances the sense of space, while high ceilings—particularly in the basement—add to the home’s airy feel. Daily living is conveniently centred on the upper level, minimizing the need to access downstairs. Both upstairs bedrooms feature walk-in closets, complemented by abundant storage throughout and a spacious walk-in pantry. Outdoor living is equally appealing with two decks—one at the front and one at the back. The property includes apple, pear, and hazelnut trees, and frequent visits from local wildlife such as deer, elk, eagles, and rabbits create a truly special setting. Additional features include a large shop/garage, sprinkler system, ductless heat pump, and nearby walking trail access. (id:63159)

Values & Trends

This listing

$397/sqft

Building average

No other active listings in this building

West Duncan average

$499/sqft

48 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Tansor ElementaryElementary1.8 km
Ecole Mount Prevost ElementaryElementary3.1 km
Drinkwater ElementaryElementary3.8 km
Queen Margaret's(Independent)K-124.2 km
Cowichan Valley Open Learning Co-OpSecondary4.5 km
Cowichan Open SchoolSecondary4.5 km
Khowhemun ElementaryElementary4.6 km
Quamichan SchoolSecondary6.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,920.00
Periodic payment — Principal & Interest (monthly)$5,160.81
Additional monthly expenses (strata, tax, utilities, etc.)$604.42
Total monthly cost$5,765.23
Interest paid over 5-yr term$229,259.37
Balance at end of term$719,530.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,112.23

Cash Needed at Closing

Minimum down payment$74,990
Estimated BC PTT$17,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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