Property Type: Detached HouseOwnership: Leasehold

4147 4th Street

Vernon, BC V1H1Z1

$749,900

5 bed3 bath2 parking3,238 sqftBuilt 2014
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.17 acres

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Strata / maintenance fee
$464/mo
Annual property tax
$2,118.85

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Laminate

Exterior & Lot

Exterior features
Vinyl siding
Pool
Indoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Underground, Other

Restrictions & Policies

Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Exercise roomBasement8'7'' x 18'7''
StorageBasement8'9'' x 13'9''
OtherBasement18'7'' x 31'
Wine CellarBasement5'8'' x 10'
Full bathroomBasement5' x 10'9''
BedroomBasement11' x 16'
BedroomBasement11'5'' x 12'
Full ensuite bathroomMain level7'5'' x 12'3''
Full bathroomMain level5'6'' x 9'
Primary BedroomMain level13' x 13'
BedroomMain level12' x 12'5''
BedroomMain level8' x 13'5''
Living roomMain level11' x 20'
Laundry roomMain level8'6'' x 9'5''
Dining roomMain level8'9'' x 11'5''
KitchenMain level12' x 14'5''

Listing Information

MLS®
10347175
Listed
May 13, 2025
Time on market
On the market for 475 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Welcome to a quick possession 40+ community, nestled on the edge of a prestigious golf course. Which during lot selection was an extra $50,000 to purchase on the golf course side. This custom-built home offers the perfect blend of comfort and outdoor charm, and refined finishes throughout. Step inside to discover a well designed layout featuring a spacious master suite complete with a walk-in closet and a 4-piece ensuite. The heart of the home boasts two cozy gas fireplaces, skylights, 3 French doors with built in blinds, a custom wine cellar and bar, a large games room, and ample storage, water softener and treatment system. The outdoor spaces are truly exceptional. Enjoy your morning coffee in the charming front seating area, or unwind in the backyard paradise, a meticulously landscaped haven with trees, brick walkways and stairs from the upper deck to access the back yard, a gazebo, and a covered deck perfect for year-round enjoyment. The BBQ gas hookup, outdoor fire pit gas line, and garden shed complete the outdoor lifestyle experience. If you're hosting friends or enjoying a quiet evening with a glass from your private cellar. A rare opportunity for those seeking a tranquil, upscale community with resort-style amenities right outside your door. Enjoy the clubhouse benefits including an indoor swimming pool, whirlpool, fitness room, library and social room. Vernon just 15 min away. Book your private viewing today and enjoy the lifestyle you've been waiting for. (id:63159)

Values & Trends

This listing

$232/sqft

Building average

No other active listings in this building

Swan Lake West average

$402/sqft

21 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
North Okanagan Junior Academy(Independent)Elementary/Middle4.5 km
Vernon Christian School(Independent)K-126.1 km
B X ElementaryElementary8.9 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle9.2 km
Harwood ElementaryElementary9.2 km
Alexis Park ElementaryElementary9.3 km
W.L. Seaton SecondarySecondary9.5 km
Ecole Beairsto ElementaryElementary10.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($49,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$599,920.00
Periodic payment — Principal & Interest (monthly)$3,870.48
Additional monthly expenses (strata, tax, utilities, etc.)$802.50
Total monthly cost$4,672.98
Interest paid over 5-yr term$171,938.80
Balance at end of term$539,629.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,382.06

Cash Needed at Closing

Minimum down payment$49,990
Estimated BC PTT$12,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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