Property Type: Detached HouseOwnership: Freehold

4864 South Grandview Flats Road

Spallumcheen, BC V4Y0P5

$799,000

4 bed3 bath3,247 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
3.06 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,392

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Window air conditioner
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Parking

Features
Carport

Room Dimensions

RoomLevelDimensions
Utility roomBasement11'11'' x 7'11''
OtherAdditional Accommodation19'10'' x 40'4''
Full bathroomAdditional Accommodation12'1'' x 6'2''
BedroomAdditional Accommodation11'6'' x 9'8''
Dining nookSecond level6' x 8'
5pc Ensuite bathSecond level9'8'' x 8'10''
Primary BedroomSecond level20'9'' x 15'1''
4pc BathroomMain level10'11'' x 6'11''
BedroomMain level12'8'' x 9'11''
BedroomMain level14'9'' x 13'1''
Living roomMain level20'0'' x 23'8''
KitchenMain level18'7'' x 17'4''

Listing Information

MLS®
10382089
Listed
April 16, 2026
Time on market
On the market for 137 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Bring your ideas to this peaceful slice of Paradise! Situated on a beautiful 3+ acre lot in the Grandview Flats, enjoy stunning sunsets from the spacious patio! There is plenty of space for a few animals, beautiful naturally terraced property ready for your garden beds, or simply relax and enjoy the quietness that comes with semi-rural living. The home offers a stunning design, with vaulted ceiling in the main living space accentuating the stunning views with plenty of North facing windows capturing plenty of natural daylight, exceptional rock work surrounding the gas fireplace, and a spacious loft which offers a large primary bedroom, walk-in closet, ensuite, and a nook which is a terrific office space away from the rest of the family. The ground level entry home offers an easy conversion for the ability to have a full suite, with nearly 1,000 sq ft allocated and ready for your ideas, this space already has a wet bar, full bathroom and plenty of room to build the rest, along with a separate entry way on to the lower patio. This one is the full package (id:63159)

Values & Trends

This listing

$246/sqft

Building average

No other active listings in this building

Armstrong/ Spall. average

$533/sqft

39 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,307

(2021 Census)

+3.9% since 2016

Density: 20.8/km²

Dwellings: 2,099

Median household income: $84,000

After-tax: $76,500

Immigrant population: 7.6%

Top countries of origin (% of total population)

  • United States of America1.3% · 70
  • Germany1.2% · 65
  • United Kingdom1.1% · 60
  • Netherlands1% · 55
  • South Africa, Republic of0.4% · 20
  • Russian Federation0.2% · 10
  • Philippines0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
North Okanagan Junior Academy(Independent)Elementary/Middle1.3 km
Pleasant Valley SecondarySecondary7.9 km
Len Wood Middle SchoolMiddle8.4 km
Armstrong ElementaryElementary8.8 km
Highland Park ElementaryElementary9.4 km
Vernon Christian School(Independent)K-1210.3 km
B X ElementaryElementary13.1 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle13.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$611.33
Total monthly cost$4,735.23
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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