Property Type: Detached HouseOwnership: Leasehold

9510 97 Highway N Unit# 84

Vernon, BC V1H1R8

$649,900

4 bed3 bath4 parking3,024 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
House
Stories
2

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Annual property tax
$1,725.92

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Carpeted, Vinyl

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, Additional Parking

Restrictions & Policies

Age / occupancy
Adult-oriented (no young children), Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc Ensuite bathBasement8'9'' x 11'9''
BedroomBasement16'11'' x 12'2''
OtherBasement11'2'' x 12'1''
StorageBasement15'8'' x 12'2''
Recreation roomBasement39'8'' x 24'6''
Laundry roomMain level6'2'' x 8'5''
Full bathroomMain level5'2'' x 8'4''
BedroomMain level11'2'' x 12'2''
BedroomMain level9'11'' x 12'1''
3pc Ensuite bathMain level9'4'' x 7'9''
Primary BedroomMain level12'2'' x 12'1''
Dining roomMain level9'11'' x 12'1''
Living roomMain level22'5'' x 10'5''
KitchenMain level22'5'' x 15'10''

Listing Information

MLS®
10395476
Listed
July 24, 2026
Time on market
On the market for 38 days
Data last synced
August 28, 2026

Listing provided by: 2 Percent Realty Interior Inc. · Data source: CREA DDF.

Description

Rare opportunity in Lawrence Heights! This quality-built walk-out rancher on a full foundation (NOT a mobile) stands out within the community, ideally located at the back of the park on a larger lot with lovely valley and mountain views. Offering 4 beds + 3 baths, just 10 mins from Vernon near Spallumcheen Golf Course and O’Keefe Ranch. Bright open-concept main features vaulted ceilings, New LVP flooring throughout main floor, gas fireplace, and large windows. The chef’s kitchen includes New quartz countertops, island w/prep sink & gas cooktop, double ovens, skylight, stainless appliances. Step onto the 12x24 covered deck with gas BBQ hookup and enjoy the peaceful surroundings. Main floor offers 3 bedrooms, including a spacious primary with ensuite and walk-through closets. Walk-out basement features a large family room, bedroom, full bath, cold room & storage. Oversized heated double garage (approx. 28x26) w/200/220 amp, RV parking w/30 amp & triple driveway. Landscaped yard with raised beds, fruit trees, berries & new sand point well for irrigation. Lease to 2064; $420/month pad fee includes water, snow removal, garbage & recycling. Book your showing today! AVAILABLE- NO ACCEPTED OFFER IN PLACE. EASY TO SHOW ON SHORT NOTICE! (id:63159)

Values & Trends

This listing

$215/sqft

Building average

No other active listings in this building

Swan Lake West average

$403/sqft

21 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
North Okanagan Junior Academy(Independent)Elementary/Middle3.6 km
Vernon Christian School(Independent)K-127.0 km
B X ElementaryElementary9.7 km
Pleasant Valley SecondarySecondary9.8 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle10.1 km
Harwood ElementaryElementary10.1 km
Alexis Park ElementaryElementary10.2 km
Len Wood Middle SchoolMiddle10.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (strata, tax, utilities, etc.)$294.83
Total monthly cost$3,649.17
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,689.99

Cash Needed at Closing

Minimum down payment$39,990
Estimated BC PTT$10,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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