Property Type: Detached HouseOwnership: Freehold

4150 20 Avenue SE

Salmon Arm, BC V1E1X9

$869,000

4 bed3.5 bath14 parking2,410 sqftBuilt 2010
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
1.07 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,121.62

Interior

Heating
Stove, Forced air, Electric, Wood
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Tile, Laminate, Carpeted

Exterior & Lot

Exterior features
Other
View
Mountain view
Pool
Inground pool, Outdoor pool

Building

Roof
Metal, Unknown

Parking

Total spaces
14 — covered indicated
Features
Detached Garage, RV

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
3pc BathroomSecond level5'0'' x 7'0''
Recreation roomLower level17'4'' x 23'1''
Laundry roomLower level11'6'' x 14'11''
BedroomLower level14'7'' x 10'1''
BedroomLower level15'1'' x 10'8''
2pc BathroomLower level5'1'' x 4'8''
OfficeSecond level7'8'' x 11'2''
Family roomSecond level14'3'' x 12'4''
BedroomSecond level12'6'' x 19'2''
4pc Ensuite bathMain level9'11'' x 11'7''
Dining roomMain level17'5'' x 11'7''
Primary BedroomMain level12'7'' x 15'4''
Living roomMain level14'6'' x 15'4''
KitchenMain level11'1'' x 11'6''

Listing Information

MLS®
10383547
Listed
April 15, 2026
Time on market
On the market for 138 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon Salt Fowler · Data source: CREA DDF.

Description

Positioned on 1.07 flat acres, this Salmon Arm property blends everyday comfort with exceptional versatility. Surrounded by open skies and mountain views, it offers the kind of space that invites both relaxation and possibility. Spend long summer days by the full concrete in-ground pool, complete with a waterslide. Host gatherings on the expansive deck, or simply enjoy the privacy of your own acreage. Inside, the home is bright and welcoming, with a functional open layout designed for connection. The kitchen flows easily into the living and dining areas, anchored by a cozy wood-burning fireplace. With four bedrooms and multiple living spaces, there’s room for families, guests, and the flexibility to suit your lifestyle. New washer/ dryer and new electric oven/range installed in 2026. Outside, the property continues to impress with a 32' x 24' insulated shop and an attached 32' x 12' covered storage area-perfect for equipment, toys, or workspace needs. Light industrial zoning adds incredible flexibility for home-based business or future plans, with ample room for RVs and more. Bringing together space, versatility, and opportunity in a truly unique offering. (id:63159)

Values & Trends

This listing

$361/sqft

Building average

No other active listings in this building

SE Salmon Arm average

$429/sqft

42 active listing(s)

Parking: 14 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 91%

Wind S 2 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South CanoeElementary/Middle1.6 km
Shuswap Middle SchoolMiddle1.8 km
Hillcrest ElementaryElementary1.9 km
King's Christian School(Independent)K-122.2 km
South Broadview ElementaryElementary2.2 km
Bastion ElementaryElementary3.1 km
J.L. Jackson SecondarySecondary3.2 km
Salmon Arm SecondarySecondary3.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Rusty Ridge Disc Golf Course657 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($61,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$695,200.00
Periodic payment — Principal & Interest (monthly)$4,485.19
Additional monthly expenses (strata, tax, utilities, etc.)$547.80
Total monthly cost$5,033.00
Interest paid over 5-yr term$199,246.32
Balance at end of term$625,334.65

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$61,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,206.32

Cash Needed at Closing

Minimum down payment$61,900
Estimated BC PTT$15,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$78,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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