Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

426 HIDDEN CREEK Drive

Kitchener, BC N2N3N2

$999,999

4 bed4.5 bath5 parking3,276 sqftBuilt 2000
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
38 feet

R4

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,404

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Microwave, Central Vacuum - Roughed In, Window Coverings, Garage door opener

Exterior & Lot

Exterior features
Brick, Vinyl siding
Lot features
Sump Pump, Automatic Garage Door Opener, In-Law Suite
Fencing
Fence

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
5 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Cold roomBasement8'10'' x 6'3''
Utility roomBasement7'3'' x 12'4''
Recreation roomBasement27'10'' x 15'10''
KitchenBasement7'10'' x 7'7''
3pc BathroomBasement9'6'' x 7'5''
BedroomBasement12'4'' x 13'0''
5pc BathroomSecond level8'3'' x 9'6''
BedroomSecond level11'1'' x 14'5''
BedroomSecond level13'3'' x 11'7''
4pc Ensuite bathSecond level8'2'' x 5'0''
Primary BedroomSecond level14'10'' x 22'2''
Laundry roomMain level7'3'' x 7'10''
2pc BathroomMain level6'0'' x 4'6''
KitchenMain level14'3'' x 16'0''
OfficeMain level11'4'' x 9'8''
Living room/Dining roomMain level13'9'' x 13'11''
Living room/Dining roomMain level12'8'' x 20'1''
FoyerMain level8'0'' x 6'0''

Listing Information

MLS®
40861553
Listed
September 9, 2026
Time on market
On the market for 5 days
Data last synced
September 15, 2026

Listing provided by: Real Broker Ontario Ltd. · Data source: CREA DDF.

Description

Welcome to 426 Hidden Creek Drive, where exceptional outdoor living meets incredible flexibility in one of Waterloo's most sought-afterneighbourhoods! Perfect for multigenerational families or buyers looking for mortgage-helping potential, this is the home you've been waiting for.Set on a pie-shaped lot, this beautifully maintained 4-bedroom, 4-bathroom home offers a private, sun-filled backyard with a spacious multi-level deck, mature trees, and plenty of room to relax, entertain, or let the kids play. Inside, the bright open-concept main floor is filled withnatural light and designed for everyday family living. The finished lower level is a standout feature, complete with a separate entrance, secondkitchen, bedroom, full bathroom, and even the potential to create a second bedroom—making it ideal for multigenerational living, an in-lawsuite, extended family, or future income potential to help offset your mortgage. Parking for up to five vehicles and a fantastic location close toschools, parks, trails, shopping, universities, and commuter routes complete this exceptional opportunity. A home that truly grows with yourfamily! Home Improvements & Updates: 2002 (driveway, backyard stairs added), 2003 (basement drywall completed), 2004 (basement carpet and tile),2007 (main floor carpet replaced), 2008 (furnace room tile), 2009 (custom shed on a concrete slab), 2010 (basement kitchen added, sumppump replaced, backyard fenced), 2012 (roof replaced), 2017 (water softener replaced, EV charging outlets), 2018 (main floor windows/exteriordoors), 2019 (new rental water heater), 2020 (furnace and central air conditioner), 2022 (main kitchen renovated, new main floor refrige), 2024 (lower-level bathroom renovated, in-floor heating), 2025 (children's backyard set), 2026 (upper floor windows/exterior door, oversizedeavestroughs/ additional downspouts installed, heat trace added to the sump pump discharge pipe). (id:63159)

Values & Trends

This listing

$305/sqft

Building average

No other active listings in this building

338 - Beechwood Forest/Highland W. average

$344/sqft

7 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($75,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,999.00
Periodic payment — Principal & Interest (monthly)$5,161.32
Additional monthly expenses (strata, tax, utilities, etc.)$697.67
Total monthly cost$5,858.99
Interest paid over 5-yr term$229,282.01
Balance at end of term$719,601.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$75,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,112.92

Cash Needed at Closing

Minimum down payment$75,000
Estimated BC PTT$18,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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