Property Type: Detached HouseOwnership: Freehold

460 Galway Place

Vernon, BC V1H2G2

$849,900

3 bed2 bath10 parking2,500 sqftBuilt 1999
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Property Details

Property & Lot

Sub-type
House
Stories
2.5
Lot size
0.67 acres
Frontage
204 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,261.22

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Tile, Hardwood, Carpeted, Cork

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
Laundry roomBasement8'0'' x 7'0''
FoyerBasement6'0'' x 5'0''
Living roomMain level17'0'' x 14'0''
Dining roomMain level14'0'' x 10'0''
KitchenMain level16'0'' x 16'0''
DenSecond level10'0'' x 10'0''
BedroomBasement9'0'' x 12'0''
BedroomBasement12'0'' x 17'0''
Primary BedroomBasement15'0'' x 13'0''
Full bathroomBasement7'0'' x 8'0''
Full bathroomMain level7'0'' x 9'0''

Listing Information

MLS®
10395053
Listed
July 17, 2026
Time on market
On the market for 45 days
Data last synced
August 28, 2026

Listing provided by: ComFree · Data source: CREA DDF.

Description

Welcome to this custom-built home set on a generous 3/4-acre lot, offering stunning Okanagan Lake views from one of the North Okanagan's most peaceful lakeside communities. This 2,500 sq ft home features 3 bedrooms, 2 bathrooms, a versatile den, and a loft, all showcased under soaring vaulted ceilings with a striking mix of hardwood and cork and tile flooring throughout. The kitchen is designed for entertaining, complete with a double oven for effortless hosting. Cellular blinds throughout the home offer easy light control and added comfort year-round. Outside, enjoy a spacious 300 sq ft covered deck, perfect for taking in the lake views in any season. The partially fenced yard includes a raised, enclosed garden bed, ready for your own vegetables, herbs, or flowers, and rooftop solar panels add valuable energy efficiency and long-term savings. Location is a standout feature: walk to the beach, reach the boat launch in just 2 minutes, and enjoy quick access to La Casa Resort, only 10 minutes away, with its dining, marina, and recreation amenities. Killiney Beach offers a quiet, lake-oriented lifestyle roughly 30 minutes from Vernon and 35 minutes from West Kelowna, giving you the best of both worlds: a private retreat with city convenience never far away. Whether you're looking for a full-time residence or a lakeside getaway, this custom home offers space, character, and an unbeatable location. (id:63159)

Values & Trends

This listing

$340/sqft

Building average

No other active listings in this building

Okanagan North average

$297/sqft

41 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary12.5 km
Oyama Traditional SchoolElementary13.2 km
Ellison ElementaryElementary15.1 km
Clarence Fulton SecondaryElementary15.3 km
Davidson Road ElementaryElementary16.6 km
Mission Hill ElementaryElementary17.3 km
Kidston ElementaryElementary17.9 km
Kalamalka SecondaryElementary18.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,920.00
Periodic payment — Principal & Interest (monthly)$4,386.61
Additional monthly expenses (strata, tax, utilities, etc.)$396.77
Total monthly cost$4,783.38
Interest paid over 5-yr term$194,867.03
Balance at end of term$611,590.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,074.13

Cash Needed at Closing

Minimum down payment$59,990
Estimated BC PTT$14,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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