Property Type: Detached HouseOwnership: FreeholdNEW LISTING

4616 Mallard Way

Cowichan Bay, BC V0R1N1

$1,075,000

4 bed4 bath4 parking2,714 sqftBuilt 2017
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Property Details

Property & Lot

Sub-type
House
Lot size
5,663 square feet
Zoning
Residential

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,905

Interior

Heating
Heat Pump, Electric, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer

Exterior & Lot

View
Mountain view
Lot features
Central location, Southern exposure, Corner Site, Other, Marine Oriented

Building

Parcel ID (PID)
029-747-376

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomLower level4-Piece
BathroomLower level4-Piece
Recreation roomLower level13'6 x 16'8
BedroomLower level12'4 x 11'2
BedroomLower level13'6 x 11'8
KitchenLower level10'6 x 8'3
Living roomLower level15'6 x 13'0
BathroomMain level4-Piece
EnsuiteMain level3-Piece
Laundry roomMain level8'4 x 6'10
BedroomMain level12'6 x 11'9
Primary BedroomMain level13'0 x 12'2
KitchenMain level14'0 x 9'4
Dining roomMain level11'0 x 7'6
Great roomMain level21'3 x 13'0

Listing Information

MLS®
1048429
Listed
September 3, 2026
Time on market
Listed today
Data last synced
September 4, 2026

Listing provided by: Coldwell Banker Oceanside Real Estate · Data source: CREA DDF.

Description

Situated on a corner lot in a quiet newer subdivision in Seaside Cowichan Bay, this main level entry with walk out basement home offers convenient modern living and even has peek a boo ocean views. With over 2,700 Sq. Ft. of living space, 4 bedrooms and 4 full bathrooms, including a legal 1 bedroom suite, this home is suitable for multi-generational living and/or could be a great mortgage helper. Just a few features include hardwood flooring, quartz countertops throughout, master with ensuite and walk in, heat pump/AC, vaulted great room ceilings and so much more. The location lends to an easy commute to Victoria, and is walking distance to trails, parks, marina, boat launch, ocean, restaurants, shops and all the amenities of Cowichan Bay. If you are looking for an easy care place to call home, you’ve found it. (id:63159)

Values & Trends

This listing

$396/sqft

Building average

No other active listings in this building

Cowichan Bay average

$563/sqft

16 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

17°C

Humidity 65%

Wind N 5 km/h

Tonight

11°

Friday

21°

Friday night

12°

Saturday

19°

Saturday night

11°

Sunday

22°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bench ElementaryElementary1.6 km
Sunrise Waldorf School(Independent)Elementary/Middle2.2 km
Noorunissa Montessori Academy of Canada(Independent)Elementary5.2 km
Ecole Cobble Hill ElementaryElementary5.6 km
Evergreen Independent School(Independent)Elementary5.9 km
Queen of Angels School(Independent)Elementary/Middle6.1 km
Des CascadesElementary6.4 km
Duncan Christian School(Independent)K-126.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • The Vine449 m
  • Rock Cod Cafe476 m
  • The Masthead633 m

Cafes (1)

  • The Udder Guys442 m

Parks (5+)

  • Wessex Ravine Park Trail Connection77 m
  • Vee Road Trail87 m
  • Wessex Ravine Park201 m
  • Pritchard Road Trail220 m
  • Stephanies Stroll280 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($82,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$860,000.00
Periodic payment — Principal & Interest (monthly)$5,548.43
Additional monthly expenses (strata, tax, utilities, etc.)$628.08
Total monthly cost$6,176.51
Interest paid over 5-yr term$246,478.47
Balance at end of term$773,572.78

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$82,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,631.98

Cash Needed at Closing

Minimum down payment$82,500
Estimated BC PTT$19,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$103,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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