Property Type: Detached HouseOwnership: Freehold

5308 Rocky Point Rd

Metchosin, BC V9C4G7

$1,149,900

5 bed2 bath6 parking2,123 sqftBuilt 1988
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Property Details

Property & Lot

Sub-type
House
Lot size
0.81 acres
Zoning
Residential

UP

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,415.55

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
Utility roomLower level13'0 x 9'7
Laundry roomMain level11'6 x 9'3
BedroomMain level8'8 x 9'6
BedroomLower level8'5 x 12'3
BedroomLower level10'11 x 14'9
BathroomLower level7'6 x 9'2
BathroomMain level9'1 x 9'9
BedroomMain level12'2 x 11'0
Primary BedroomMain level12'7
KitchenMain level9'5 x 12'10
Dining roomMain level9'3 x 8'11
Living roomMain level15'7 x 19'8
EntranceMain level5' x 5'

Listing Information

MLS®
1042797
Listed
July 10, 2026
Time on market
On the market for 53 days
Data last synced
August 28, 2026

Listing provided by: NAI Commercial (Victoria) Inc. · Data source: CREA DDF.

Description

This updated 1988 home offers 5 bedrooms & 2 bathrooms on a private 35,000 sq ft lot set well back from the road. The open concept main floor features Brazilian hardwood floors and a spacious great room. The kitchen sits at the heart of the home with maple shaker cabinets, granite countertops, stainless appliances, ample storage, and an island overlooking the living and dining areas. A bay window brightens the living room, while the dining area opens directly to over 800 sq ft of deck space perfect for indoor-outdoor living. There is a covered area with roughed in outdoor shower. Enjoy southwest exposure, a sunny backyard, mature trees, and a seasonal creek for added privacy and ambiance. The main level includes 3 bedrooms and a 4-piece bath. Downstairs offers a large rec room, 2 bedrooms, full bath, laundry, and workshop. A suite was previously installed and can easily be converted back. New hardy siding, aluminum soffits, municipal water and septic system has been well taken care of. Second kitchen was removed but will be re-installed at buyer's request (id:63159)

Values & Trends

This listing

$542/sqft

Building average

No other active listings in this building

Rocky Point average

$743/sqft

4 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Esquimalt

15°C

Humidity 82%

Wind N 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

5,067

(2021 Census)

+7.6% since 2016

Density: 72.8/km²

Dwellings: 1,938

Median household income: $104,000

After-tax: $91,000

Immigrant population: 13.6%

Top countries of origin (% of total population)

  • United Kingdom5.1% · 260
  • United States of America2.1% · 105
  • Germany1.3% · 65
  • Netherlands0.4% · 20
  • South Africa, Republic of0.3% · 15
  • China0.3% · 15
  • Poland0.2% · 10
  • Philippines0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Hans Helgesen ElementaryElementary1.6 km
Westmont Montessori School(Independent)K-125.1 km
Royal Bay SecondaryElementary8.2 km
Happy Valley ElementaryElementary8.3 km
Saseenos ElementaryElementary8.9 km
Wishart ElementaryElementary9.2 km
Lighthouse Christian Academy(Independent)K-129.2 km
Dunsmuir Middle SchoolMiddle9.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Bob Mountain Trail Park703 m

Nearby places data: © OpenStreetMap contributors.

School district: Sooke (SD62)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($89,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$919,920.00
Periodic payment — Principal & Interest (monthly)$5,935.01
Additional monthly expenses (strata, tax, utilities, etc.)$473.96
Total monthly cost$6,408.97
Interest paid over 5-yr term$263,651.72
Balance at end of term$827,471.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$89,990
Stress test qualifying rate8.09%
Payment you must qualify for$8,150.34

Cash Needed at Closing

Minimum down payment$89,990
Estimated BC PTT$20,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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