Property Type: Detached HouseOwnership: Freehold

6246 Lower Chippewa Rd

Duncan, BC V9L5P8

$998,500

4 bed4 bath4 parking3,240 sqftBuilt 1999
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Property Details

Property & Lot

Sub-type
House
Lot size
10,019 square feet
Zoning
Residential

R2-A

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,362

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Lake view, Mountain view
Lot features
Other

Building

Parcel ID (PID)
023-013-184

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomLower level4-Piece
EnsuiteLower level2-Piece
BedroomLower level9'6 x 11'5
BedroomLower level10'10 x 16'10
Recreation roomLower level19'2
BathroomMain level3-Piece
DenLower level7'2 x 13'6
EnsuiteMain level5-Piece
BedroomMain level9'8 x 10'2
Family roomLower level14'5 x 21'4
Primary BedroomMain level12'5
Laundry roomMain level13'4
Dining nookMain level
KitchenMain level
Dining roomMain level10'10 x 8'3
Living roomMain level12'4 x 15'4

Listing Information

MLS®
1033046
Listed
April 22, 2026
Time on market
On the market for 131 days
Data last synced
August 29, 2026

Listing provided by: Royal LePage Nanaimo Realty (NanIsHwyN) · Data source: CREA DDF.

Description

Absolutely stunning lake and mountain views can be enjoyed from nearly every room in this beautifully maintained Maple Bay family home. Main-level entry with a full walk-out basement, this 3,200+ sq. ft. home offers 4 bedrooms, 4 bathrooms, thoughtful updates, flexible living space, and an exceptional setting in one of Maple Bay’s most sought-after neighbourhoods. The main level was extensively updated by Vandine Construction, including a beautiful 2020 kitchen with quartz countertops, under-cabinet lighting, a counter-depth refrigerator, and a new gas range. The quartz finish continues to the fireplace bench, complementing the new gas fireplace, while updated flooring, blinds, skylights, and expansive windows create a bright, welcoming feel. The spacious upper deck, with new vinyl surface, is the perfect place to enjoy morning coffee or evening sunsets overlooking the lake and mountains. Downstairs, two large family/recreation rooms, two generous bedrooms, a den/craft room, ensuite, and ample storage provide room for family, guests, hobbies, or entertaining. Outside, the grassy yard, mature Katsura tree, paving stone patio, covered deck, and mature landscaping create a private and family-friendly retreat. With the exterior repainted in 2023 and a new roof installed in September 2025, this immaculate, move-in-ready home is a standout in one of Maple Bay’s most desirable neighbourhoods. Floor plans are available, room sizes are approximate and should be verified if important. (id:63159)

Values & Trends

This listing

$308/sqft

Building average

No other active listings in this building

East Duncan average

$471/sqft

72 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Maple Bay ElementaryElementary487 m
Queen of Angels School(Independent)Elementary/Middle2.7 km
Duncan Christian School(Independent)K-123.9 km
Alex AitkenElementary4.0 km
Alexander ElementaryElementary4.0 km
Quamichan SchoolSecondary4.1 km
Des CascadesElementary4.5 km
Cowichan Open SchoolSecondary5.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Properties Park448 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,850) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$798,800.00
Periodic payment — Principal & Interest (monthly)$5,153.59
Additional monthly expenses (strata, tax, utilities, etc.)$608.83
Total monthly cost$5,762.42
Interest paid over 5-yr term$228,938.38
Balance at end of term$718,523.18

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,850
Stress test qualifying rate8.09%
Payment you must qualify for$7,102.55

Cash Needed at Closing

Minimum down payment$74,850
Estimated BC PTT$17,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,320

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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