2020 Ernest Lane
Duncan, BC V9L0H1
$1,275,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 5,662 square feet
- Zoning
- Residential
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,796
Interior
- Heating
- Heat Pump, Electric
- Cooling / A/C
- Air Conditioned
- Fireplace
- Yes (7)
Exterior & Lot
- View
- Mountain view, Valley view
Parking
- Total spaces
- 6
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Lower level | — |
| Laundry room | Lower level | — |
| Bonus Room | Lower level | — |
| Entrance | Lower level | — |
| Living room | Lower level | — |
| Bathroom | Lower level | — |
| Bathroom | Lower level | — |
| Bedroom | Lower level | — |
| Dining room | Lower level | — |
| Kitchen | Lower level | — |
| Bathroom | Main level | — |
| Bedroom | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Main level | — |
| Den | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Main level | — |
| Laundry room | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
Listing Information
- MLS®
- 1042870
- Listed
- July 9, 2026
- Time on market
- On the market for 53 days
- Data last synced
- August 28, 2026
Listing provided by: eXp Realty · Data source: CREA DDF.
Description
| OPEN HOUSE AUG 1ST SAT 2-4PM | Welcome to 2020 Ernest Lane, a beautifully designed few step entry home in the highly sought-after Maple Bay community. Offering 4 bedrooms and 5 bathrooms, this versatile residence also features a spacious 1,000+ sq. ft. legal suite with its own private no-step entrance and deck. The main level showcases 3 bedrooms, 3 bathrooms, a dedicated office, an open-concept living and dining area, and a chef-inspired kitchen that flows seamlessly onto the rear balcony with stunning mountain views. The lower level offers exceptional flexibility with a second full chef's kitchen, a large family room, one bedroom, and an additional room ideal as an office, gym, or guest room. Perfect for multi-generational living or extended family. The oversized double garage provides ample parking and storage. Located just minutes from Maple Bay's marina, beaches, lakes, hiking and biking trails, schools, and everyday amenities. (id:63159)
Values & Trends
This listing
$418/sqft
Building average
—
No other active listings in this building
East Duncan average
$470/sqft
72 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
—
Humidity 82%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
5,047
(2021 Census)
+2.1% since 2016
Density: 2,450/km²
Dwellings: 2,620
Median household income: $53,200
After-tax: $49,600
Immigrant population: 11%
Top countries of origin (% of total population)
- United Kingdom2.8% · 140
- United States of America1.4% · 70
- Germany1.1% · 55
- Netherlands0.9% · 45
- Philippines0.6% · 30
- India0.4% · 20
- Mexico0.3% · 15
- Hungary0.2% · 10
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
11
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Maple Bay Elementary | Elementary | 119 m |
| Queen of Angels School(Independent) | Elementary/Middle | 3.1 km |
| Alex Aitken | Elementary | 4.1 km |
| Alexander Elementary | Elementary | 4.3 km |
| Duncan Christian School(Independent) | K-12 | 4.3 km |
| Quamichan School | Secondary | 4.4 km |
| Des Cascades | Elementary | 4.9 km |
| Cowichan Open School | Secondary | 5.9 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (2)
- Properties Park144 m
- Abbey Park720 m
Nearby places data: © OpenStreetMap contributors.
School district: Cowichan (SD79)
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Mortgage & Ownership Cost Calculator
Minimum required: 8.0% ($102,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.