6485 Cardinal Road
Vernon, BC V1H1W3
$749,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.32 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,262.81
Interior
- Basement
- Full
- Heating
- Forced air, See remarks
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (1)
- Fireplace type
- Gas, Unknown
- Flooring
- Tile, Laminate, Carpeted
Exterior & Lot
- Exterior features
- Other
- View
- Mountain view, Valley view, View (panoramic)
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 6 — uncovered indicated
- Features
- Additional Parking
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | 7'9'' x 6'9'' |
| Family room | Basement | 12'5'' x 22'6'' |
| 4pc Bathroom | Basement | 7'4'' x 6'5'' |
| Bedroom | Basement | 20'2'' x 10'6'' |
| Bedroom | Basement | 12'7'' x 11'1'' |
| Bedroom | Main level | 11'1'' x 7'9'' |
| Bedroom | Main level | 11'1'' x 10'4'' |
| 4pc Ensuite bath | Main level | 8'10'' x 5'1'' |
| Primary Bedroom | Main level | 11'7'' x 10'6'' |
| 4pc Bathroom | Main level | 9' x 4'11'' |
| Dining room | Main level | 7'11'' x 10'11'' |
| Living room | Main level | 13'5'' x 14'6'' |
| Kitchen | Main level | 10'11'' x 12'5'' |
Listing Information
- MLS®
- 10389126
- Listed
- May 29, 2026
- Time on market
- On the market for 94 days
- Data last synced
- August 28, 2026
Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.
Description
Easy to suite...Well cared for family home in the desirable Swan Lake area, offering rural living with beautiful mountain and valley views, privacy, and space between neighbours while still being only minutes to Vernon amenities, schools, shopping, and recreation. Inside, you’ll find newer laminate flooring on the main floor kitchen and living space along with a bright functional layout perfect for everyday family living. The kitchen opens into comfortable living and dining areas designed for both relaxing and entertaining. Step outside to enjoy the larger yard complete with a garden area and raised flower beds, ideal for gardening enthusiasts or anyone who enjoys outdoor living. The back deck is the perfect place to take in the surrounding mountain and valley views while enjoying the quiet natural setting. A great opportunity to own a move-in ready home in a peaceful and family-friendly location. (id:63159)
Values & Trends
This listing
$358/sqft
Building average
—
No other active listings in this building
Swan Lake West average
$396/sqft
21 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
18°C
—
Humidity 66%
Wind ESE 16 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
44,519
(2021 Census)
+11% since 2016
Density: 461.7/km²
Dwellings: 21,287
Median household income: $73,500
After-tax: $66,500
Immigrant population: 12.4%
Top countries of origin (% of total population)
- United Kingdom2.3% · 1,030
- Germany1.2% · 550
- United States of America1% · 450
- India0.8% · 355
- Philippines0.7% · 315
- Netherlands0.6% · 270
- Poland0.3% · 150
- South Africa, Republic of0.3% · 125
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Alexis Park Elementary | Elementary | 2.7 km |
| Harwood Elementary | Elementary | 3.0 km |
| Vernon Christian School(Independent) | K-12 | 3.0 km |
| W.L. Seaton Secondary | Secondary | 3.0 km |
| Pleasant Valley Christian Academy(Independent) | Elementary/Middle | 3.1 km |
| Ecole Beairsto Elementary | Elementary | 3.7 km |
| Silver Star Elementary | Elementary | 4.1 km |
| St James(Independent) | Elementary | 4.2 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Vernon (SD22)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($49,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.