Property Type: Condo / ApartmentOwnership: Strata

654 Cook Road Unit# 238

Kelowna, BC V1W3G7

$440,000

1 bed1 bath1 parking738 sqftBuilt 2007
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Amenities

Also listed: Recreation Centre, Sauna, Whirlpool

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$641/mo
Annual property tax
$2,126.33

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Pool
Outdoor pool

Parking

Total spaces
1 — uncovered indicated
Features
Underground, Stall

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full bathroomMain level5'4'' x 10'1''
Primary BedroomMain level11'2'' x 11'4''
Living roomMain level10'3'' x 7'11''
KitchenMain level7'7'' x 10'2''

Listing Information

MLS®
10390763
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
August 28, 2026

Listing provided by: Realty One Real Estate Ltd · Data source: CREA DDF.

Description

Welcome to Playa del Sol Resort, one of Kelowna's premier resort communities in the heart of the highly sought-after Lower Mission. This fully furnished and move-in ready 1-bedroom plus den condo offers the perfect blend of lifestyle, convenience, and investment potential. Ideal as a vacation retreat, full-time residence, or revenue-generating property, this turnkey unit features an open-concept layout with tile flooring throughout the main living areas and carpet in the bedrooms, a spacious primary bedroom, and a versatile den that can be used as a guest room, home office, or additional living space. One of the standout features of this unit is its oversized deck, larger than most in the resort, providing exceptional outdoor living space. Enjoy peaceful views overlooking a creek and lush green space. Enjoy exceptional value with strata fees that include heating, cooling, gas, and electricity. Owners and guests have access to outstanding resort-style amenities, including a seasonal outdoor pool and hot tub, fitness centre, owner's lounge with pool and card tables, and beautifully maintained common areas. Located just steps from Okanagan Lake, Rotary Beach, restaurants, coffee shops, shopping, and recreation, this prime location offers the ultimate Okanagan lifestyle. Whether you're looking for a personal getaway or a flexible investment opportunity, this Playa del Sol condo is a fantastic opportunity to own in one of Kelowna's most desirable resort destinations. (id:63159)

Values & Trends

This listing

$596/sqft

Building average

$548/sqft

9 active listing(s)

Lower Mission average

$672/sqft

80 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Casorso ElementaryElementary769 m
de l'Anse-au-sableK-121.3 km
KLO Middle SchoolMiddle1.7 km
Kelowna SecondarySecondary2.0 km
Raymer ElementaryElementary2.1 km
Immaculata Regional High School(Independent)Secondary2.2 km
Dorothea Walker ElementaryElementary2.3 km
Kelowna Christian School(Independent)K-122.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Black Rabbit Coffee House88 m
  • Bright Jenny Coffee735 m

Parks (5+)

  • Waterfront Walkway - El Dorado Hotel/Manteo Resort162 m
  • Unnamed235 m
  • Cook Road Boat Launch306 m
  • Rotary Beach Park320 m
  • Waterfront Walkway - Mission Shores589 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$352,000.00
Periodic payment — Principal & Interest (monthly)$2,270.98
Additional monthly expenses (strata, tax, utilities, etc.)$854.89
Total monthly cost$3,125.88
Interest paid over 5-yr term$100,884.21
Balance at end of term$316,625.14

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,214.27

Cash Needed at Closing

Minimum down payment$22,000
Estimated BC PTT$6,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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