Property Type: Condo / ApartmentOwnership: Strata

654 Cook Road Unit# 314

Kelowna, BC V1W3G7

$511,000

2 bed2 bath1 parking958 sqftBuilt 2007
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Amenities

Also listed: Whirlpool

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$830/mo
Annual property tax
$2,444.63

Interior

Heating
Electric, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Tile, Vinyl

Exterior & Lot

Exterior features
Stucco
View
Mountain view, View (panoramic)
Waterfront
Other
Pool
Pool, Outdoor pool

Building

Roof
Other, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Parkade

Room Dimensions

RoomLevelDimensions
3pc Ensuite bathMain level5'4'' x 7'10''
OtherMain level4'10'' x 8'3''
Primary BedroomMain level12'5'' x 11'
BedroomMain level9'7'' x 10'1''
3pc BathroomMain level5'4'' x 7'10''
DenMain level7'2'' x 11'2''
Living roomMain level12'7'' x 14'
KitchenMain level8'10'' x 14'6''

Listing Information

MLS®
10381466
Listed
April 10, 2026
Time on market
On the market for 143 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Enjoy resort-style living in this beautifully designed unit featuring a spacious two bedroom plus den layout, with a den large enough to function as a third bedroom or home office. Unit can be sold fully furnished as a turn-key investment. This move-in-ready home offers a clean, modern finish throughout, creating a comfortable and inviting space that feels like a getaway every day. Take full advantage of the building’s exceptional amenities, including a large pool deck with an inground pool, hot tub, fitness centre, and sauna—perfect for relaxing or staying active without leaving home. Step outside onto your patio with lake view , where you can soak up the sun and take in scenic views. Located in the sought-after Lower Mission area of Kelowna, you’re just minutes from the lake and Rotary Beach, offering the perfect balance of relaxation and outdoor adventure. With shopping, dining, and golf courses all nearby, convenience is at your doorstep. Whether you’re looking for a full-time residence, a vacation home, or an investment property, this is a fantastic opportunity to experience the best of Okanagan living. (id:63159)

Values & Trends

This listing

$533/sqft

Building average

$555/sqft

9 active listing(s)

Lower Mission average

$672/sqft

80 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Casorso ElementaryElementary805 m
de l'Anse-au-sableK-121.2 km
KLO Middle SchoolMiddle1.7 km
Kelowna SecondarySecondary2.0 km
Raymer ElementaryElementary2.1 km
Immaculata Regional High School(Independent)Secondary2.3 km
Dorothea Walker ElementaryElementary2.3 km
Kelowna Christian School(Independent)K-122.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Black Rabbit Coffee House58 m
  • Bright Jenny Coffee708 m

Parks (5+)

  • Waterfront Walkway - El Dorado Hotel/Manteo Resort131 m
  • Unnamed231 m
  • Cook Road Boat Launch265 m
  • Rotary Beach Park334 m
  • Waterfront Walkway - Mission Shores546 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.1% ($26,100) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$408,800.00
Periodic payment — Principal & Interest (monthly)$2,637.44
Additional monthly expenses (strata, tax, utilities, etc.)$1,081.38
Total monthly cost$3,718.82
Interest paid over 5-yr term$117,163.26
Balance at end of term$367,716.92

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$26,100
Stress test qualifying rate8.09%
Payment you must qualify for$3,728.71

Cash Needed at Closing

Minimum down payment$26,100
Estimated BC PTT$8,220
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,820

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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