Property Type: Condo / ApartmentOwnership: Strata

654 Cook Road Unit# 308

Kelowna, BC V1W3G7

$464,900

2 bed1 bath1 parking751 sqftBuilt 2007
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Amenities

Also listed: Recreation Centre, Whirlpool

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$646/mo
Annual property tax
$2,025.69

Maintenance Fee Includes

WaterGarbageHeat

Also included: Electricity, Insurance, Recreation Facilities

Interior

Heating
Geothermal
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Pool
Pool, Inground pool, Outdoor pool

Parking

Total spaces
1 — uncovered indicated
Features
Underground, Parkade, Stall

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level5'6'' x 9'6''
BedroomMain level9'10'' x 9'6''
Primary BedroomMain level11'6'' x 11'1''
Living roomMain level10'7'' x 11'10''
Dining roomMain level11'7'' x 12'4''
KitchenMain level8'3'' x 8'6''

Listing Information

MLS®
10398086
Listed
August 18, 2026
Time on market
On the market for 13 days
Data last synced
August 28, 2026

Listing provided by: The Agency Kelowna · Data source: CREA DDF.

Description

Welcome to your slice of the Okanagan lifestyle. This bright and spacious 2-bedroom, 1-bathroom west-facing unit at the sought-after Playa del Sol complex offers the perfect blend of vacation-ready living and savvy investment opportunity — with short-term rentals permitted. Bathed in afternoon sun and framing stunning westward views, the unit comfortably sleeps 6, making it an exceptional income-producing property in one of Kelowna's most desirable neighbourhoods. Whether you're looking to generate revenue through platforms like Airbnb or VRBO, or simply enjoy the best of Okanagan living yourself, this unit checks every box. Resort-style amenities include a sparkling outdoor pool, hot tub, and fully equipped fitness centre — the kind of features that keep guests booking and owners proud. A dedicated parking stall is included for added convenience. Situated in the heart of the Lower Mission, you're just steps from the sandy shores of Okanagan Lake, waterfront parks, the beach boardwalk, and some of Kelowna's best restaurants and cafes. This is a location that sells itself — and a property that performs. (id:63159)

Values & Trends

This listing

$619/sqft

Building average

$545/sqft

9 active listing(s)

Lower Mission average

$671/sqft

80 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Casorso ElementaryElementary820 m
de l'Anse-au-sableK-121.2 km
KLO Middle SchoolMiddle1.7 km
Kelowna SecondarySecondary2.1 km
Raymer ElementaryElementary2.1 km
Dorothea Walker ElementaryElementary2.3 km
Immaculata Regional High School(Independent)Secondary2.3 km
Kelowna Christian School(Independent)K-122.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Black Rabbit Coffee House58 m
  • Bright Jenny Coffee702 m

Parks (5+)

  • Waterfront Walkway - El Dorado Hotel/Manteo Resort110 m
  • Unnamed241 m
  • Cook Road Boat Launch246 m
  • Rotary Beach Park337 m
  • Waterfront Walkway - Mission Shores524 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$371,920.00
Periodic payment — Principal & Interest (monthly)$2,399.50
Additional monthly expenses (strata, tax, utilities, etc.)$852.55
Total monthly cost$3,252.05
Interest paid over 5-yr term$106,593.34
Balance at end of term$334,543.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,245
Stress test qualifying rate8.09%
Payment you must qualify for$3,396.17

Cash Needed at Closing

Minimum down payment$23,245
Estimated BC PTT$7,298
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,043

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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