Property Type: Condo / ApartmentOwnership: Strata

654 Cook Road Unit# 504

Kelowna, BC V1W3G7

$489,000

2 bed1 bath1 parking775 sqftBuilt 2007
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Amenities

Concierge

Also listed: Recreation Centre, Party Room, Sauna, Whirlpool, Clubhouse

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$649/mo
Annual property tax
$2,518.71

Maintenance Fee Includes

WaterGarbageManagementHeat

Also included: Ground Maintenance, Electricity, Insurance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Heating
Forced air, Geothermal
Cooling / A/C
Central air conditioning, Geothermal
Fireplace
None

Exterior & Lot

View
City view, Lake view, Mountain view, View of water, View (panoramic)
Pool
Pool, Outdoor pool

Building

Water source
Municipal water
Sewer
Municipal sewage system
Security
Security
Parcel ID (PID)
027-137-872

Parking

Total spaces
1 — uncovered indicated
Features
Parkade

Restrictions & Policies

Pets
Restrictions apply
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full bathroomMain level5'5'' x 8'10''
BedroomMain level9'10'' x 9'10''
Primary BedroomMain level10'9'' x 11'4''
Dining roomMain level8' x 12'5''
Living roomMain level12'6'' x 12'6''
KitchenMain level10' x 9'9''

Listing Information

MLS®
10394438
Listed
July 20, 2026
Time on market
On the market for 42 days
Data last synced
September 1, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

The ONLY Lakeview unit listed in Playa del Sol - these rarely come to market. Lakeshore road westerly views over Manteo Resort pickle ball court to the lake for sunlit days and sunset evenings. Currently set up as a two bedroom, or could be 1 bedroom and den. Only one shared wall (not on bedroom side). Remarkably quiet yet positioned in the heart of all the action this is a professionally decorated unit in a highly desired and well maintained development with rooftop pool, gym, sauna, secured parking and bike storage. Choose to live year-round, hold as a vacation unit, rent out monthly or AirBNB with remarkable returns. Strata pays your electricity, gas, heat, lights, A/C - all you need is an internet/cable account. The location can't be beat in the coveted lower mission area of Kelowna, walk across the street to the Eldorado or Manteo hotels for dining, events, boat launch, or beach. Also within walking or biking distance is every amenity you could imagine Lakeshore drive to the Pandosy corridor. Easy to show. Immediate possession available. Furniture not included. (id:63159)

Values & Trends

This listing

$631/sqft

Building average

$544/sqft

9 active listing(s)

Lower Mission average

$671/sqft

80 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Casorso ElementaryElementary824 m
de l'Anse-au-sableK-121.2 km
KLO Middle SchoolMiddle1.7 km
Kelowna SecondarySecondary2.1 km
Raymer ElementaryElementary2.1 km
Dorothea Walker ElementaryElementary2.3 km
Immaculata Regional High School(Independent)Secondary2.3 km
Kelowna Christian School(Independent)K-122.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Black Rabbit Coffee House58 m
  • Bright Jenny Coffee699 m

Parks (5+)

  • Waterfront Walkway - El Dorado Hotel/Manteo Resort106 m
  • Cook Road Boat Launch241 m
  • Unnamed242 m
  • Rotary Beach Park339 m
  • Waterfront Walkway - Mission Shores518 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$391,200.00
Periodic payment — Principal & Interest (monthly)$2,523.89
Additional monthly expenses (strata, tax, utilities, etc.)$898.26
Total monthly cost$3,422.15
Interest paid over 5-yr term$112,119.04
Balance at end of term$351,885.67

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,450
Stress test qualifying rate8.09%
Payment you must qualify for$3,572.23

Cash Needed at Closing

Minimum down payment$24,450
Estimated BC PTT$7,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,730

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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