Property Type: Condo / ApartmentOwnership: Strata

654 Cook Road Unit# 633

Kelowna, BC V1W3G7

$519,900

2 bed2 bath2 parking1,073 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
Apartment
Stories
2

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$922/mo
Annual property tax
$2,627.07

Maintenance Fee Includes

WaterGarbageManagementHeat

Also included: Ground Maintenance, Electricity, Insurance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Heating
Forced air, Geothermal
Cooling / A/C
Central air conditioning, Geothermal
Fireplace
None

Exterior & Lot

Pool
Inground pool, Outdoor pool

Parking

Total spaces
2 — uncovered indicated
Features
Parkade

Room Dimensions

RoomLevelDimensions
Primary BedroomSecond level10' x 12'
4pc Ensuite bathSecond level
Dining roomMain level12' x 9'
4pc BathroomMain level
BedroomMain level7' x 9'
KitchenMain level11' x 14'
Living roomMain level12' x 10'

Listing Information

MLS®
10367411
Listed
November 3, 2025
Time on market
On the market for 301 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Top-Floor Lofted Unit with Lake Views at Playa Del Sol Welcome to your bright and airy top-floor retreat in the heart of the Mission! This beautifully updated lofted unit at Playa Del Sol offers the perfect blend of style, comfort, and unbeatable location. Freshly painted and featuring newer carpets throughout, this west-facing home is bathed in natural light. The spacious layout includes a lofted primary bedroom with a full ensuite, plus a second bedroom and 3-piece bath on the main floor—ideal for guests or family. Enjoy morning coffee or evening sunsets on your private balcony overlooking the pool, with a stunning view of Okanagan Lake as your backdrop. This unit also comes with a complete furniture package and two secure parking stalls. Just steps from beaches, restaurants, recreation, and transit—this is the Okanagan lifestyle you've been waiting for. In addition, the second parking space can be rented if you don't need it. Easily rents for $150/month. Don't want a 2nd spot? Let's talk. Seller may sell without the 2nd space. And, the strata fee includes all utilities except for internet/cable! Whether you're looking for a vacation getaway, an investment property, or your full-time home, this unit checks all the boxes. (id:63159)

Values & Trends

This listing

$485/sqft

Building average

$560/sqft

9 active listing(s)

Lower Mission average

$673/sqft

80 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Casorso ElementaryElementary805 m
de l'Anse-au-sableK-121.2 km
KLO Middle SchoolMiddle1.7 km
Kelowna SecondarySecondary2.1 km
Raymer ElementaryElementary2.1 km
Dorothea Walker ElementaryElementary2.2 km
Immaculata Regional High School(Independent)Secondary2.2 km
Kelowna Christian School(Independent)K-122.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Black Rabbit Coffee House55 m
  • Bright Jenny Coffee695 m

Parks (5+)

  • Waterfront Walkway - El Dorado Hotel/Manteo Resort172 m
  • Unnamed198 m
  • Cook Road Boat Launch280 m
  • Rotary Beach Park359 m
  • Waterfront Walkway - Mission Shores570 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.2% ($26,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$415,920.00
Periodic payment — Principal & Interest (monthly)$2,683.37
Additional monthly expenses (strata, tax, utilities, etc.)$1,194.92
Total monthly cost$3,878.30
Interest paid over 5-yr term$119,203.87
Balance at end of term$374,121.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$26,990
Stress test qualifying rate8.09%
Payment you must qualify for$3,790.31

Cash Needed at Closing

Minimum down payment$26,990
Estimated BC PTT$8,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$36,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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