Property Type: Detached HouseOwnership: FreeholdNEW LISTING

727 Park Pl

Duncan, BC V9L5G1

$649,900

2 bed2 bath2 parking1,363 sqftBuilt 1993
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Property Details

Property & Lot

Sub-type
House
Lot size
5,037 square feet
Zoning
Residential

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,516.2

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Central air conditioning, Fully air conditioned, Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

Lot features
Cul-de-sac, Southern exposure, Other

Building

Parcel ID (PID)
017-466-121

Parking

Total spaces
2 — covered indicated
Features
Garage

Room Dimensions

RoomLevelDimensions
Laundry roomMain level7' x 5'
BathroomMain level4-Piece
BedroomMain level13' x 10'
EnsuiteMain level3-Piece
Primary BedroomMain level13' x 11'
Living roomMain level16' x 16'
KitchenMain level14' x 8'
Eating areaMain level10' x 10'
EntranceMain level11' x 7'

Listing Information

MLS®
1047654
Listed
August 31, 2026
Time on market
Listed today
Data last synced
August 31, 2026

Listing provided by: Fair Realty · Data source: CREA DDF.

Description

Perfect retirement RANCHER in a quiet no through road! This spacious, bright home offers an inviting open floor plan with generous rooms, abundant windows, private yard, and DOUBLE CAR GARAGE. The eat-in kitchen features a cheerful bay-windowed breakfast nook, while the attached double garage adds everyday convenience. Stay comfortable with the ducted air conditioning system! Ideally situated on a no through street the property boasts a beautifully low maintenance, fully fenced rear yard, perfect for relaxing or entertaining. Conveniently located close to shopping, downtown Duncan, and the scenic Rotary Park, this is a wonderful opportunity to enjoy comfortable, easy living in a desirable neighbourhood. (id:63159)

Values & Trends

This listing

$477/sqft

Building average

No other active listings in this building

East Duncan average

$469/sqft

72 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Des CascadesElementary90 m
Duncan Christian School(Independent)K-12846 m
Alexander ElementaryElementary1.3 km
Quamichan SchoolSecondary1.3 km
Khowhemun ElementaryElementary1.8 km
Queen of Angels School(Independent)Elementary/Middle1.8 km
Cowichan Valley Open Learning Co-OpSecondary2.1 km
Cowichan Open SchoolSecondary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Romeo's Place · 180 Trans-Canada Highway370 m
  • Salty's Fish and Chips388 m
  • White Spot · 101 Trans-Canada Highway394 m
  • The Doghouse468 m
  • Ali Baba Pizza · 109 Trans-Canada Highway500 m

Cafes (2)

  • Starbucks629 m
  • Tim Hortons · 166 Trunk Road762 m

Grocery (4)

  • Save-On-Foods · 181 Trans-Canada Highway452 m
  • London Drugs528 m
  • Bulk Barn613 m
  • Real Canadian Superstore · 291 Cowichan Way755 m

Parks (2)

  • Rotary / McAdam Park304 m
  • Boys Road Pullout659 m

Pharmacies (1)

  • Shoppers Drug Mart627 m

Banks & ATMs (3)

  • TD Canada Trust · 351 Trans-Canada Highway548 m
  • RBC · 395 Trunk Road629 m
  • RBC645 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (strata, tax, utilities, etc.)$444.35
Total monthly cost$3,798.70
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,689.99

Cash Needed at Closing

Minimum down payment$39,990
Estimated BC PTT$10,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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