7315 HIGGIN Avenue
Summerland, BC V0H1Z6
$1,475,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.29 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,055.19
Interior
- Basement
- Full
- Heating
- Forced air, See remarks
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (2)
- Fireplace type
- Insert
Exterior & Lot
- Exterior features
- Wood siding, Vinyl siding
- View
- Lake view, Mountain view, View of water, View (panoramic)
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 2 — uncovered indicated
- Features
- Other, RV, Additional Parking
Restrictions & Policies
- Rentals
- Allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreation room | Basement | 12'2'' x 13'7'' |
| Primary Bedroom | Main level | 12'11'' x 10'11'' |
| Living room | Main level | 20'0'' x 14'4'' |
| Laundry room | Basement | 7'5'' x 11'0'' |
| Kitchen | Basement | 12'10'' x 11'11'' |
| Kitchen | Main level | 12'6'' x 10'8'' |
| Family room | Basement | 16'3'' x 12'10'' |
| Dining room | Main level | 8'0'' x 11'1'' |
| Bedroom | Basement | 10'11'' x 14'7'' |
| Bedroom | Basement | 12'7'' x 9'4'' |
| Bedroom | Main level | 10'11'' x 13'11'' |
| 3pc Bathroom | Basement | 6'5'' x 10' |
| 4pc Bathroom | Main level | 7'8'' x 10'6'' |
Listing Information
- MLS®
- 10384763
- Listed
- April 24, 2026
- Time on market
- On the market for 129 days
- Data last synced
- August 28, 2026
Listing provided by: Parker Real Estate · Data source: CREA DDF.
Description
Located in the desirable Crescent Beach community, this expanded 4 bedroom, 2 bathroom home offers lake views of Okanagan Lake and convenient beach access directly across the road. The home features a spacious and functional floor plan with multiple indoor and outdoor living areas. Expansive windows provide abundant natural light and the vaulted family room adds to the open feel of the main living space. Additional features include a second kitchen, wood insert fireplace, attached single garage, and workshop area. The private, irrigated yard sits on a 0.29-acre lot, offering ample space for gardening, parking, and outdoor use. Zoning permits the development of a detached carriage house and/or secondary suite, providing added flexibility and future potential. Situated in Summerland along Okanagan Lake, Crescent Beach is a well-established neighbourhood known for its lakeside setting and convenient access to water activities. Opportunities like this, combining location, lifestyle, and flexibility, are truly hard to find. (id:63159)
Values & Trends
This listing
$619/sqft
Building average
—
No other active listings in this building
Lower Town average
$475/sqft
7 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
16°C
—
Humidity 59%
Wind W 8 km/h
Tonight
12°
Tuesday
27°
Tuesday night
15°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
12,042
(2021 Census)
+3.7% since 2016
Density: 162.6/km²
Dwellings: 5,426
Median household income: $82,000
After-tax: $74,000
Immigrant population: 12.2%
Top countries of origin (% of total population)
- United Kingdom3.3% · 395
- Germany1% · 125
- India0.9% · 110
- United States of America0.8% · 95
- Netherlands0.7% · 85
- Poland0.4% · 50
- Hungary0.3% · 40
- Philippines0.3% · 40
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Summerland Secondary | K-12 | 2.7 km |
| Summerland Montessori School(Independent) | Elementary | 3.4 km |
| Unisus Senior School(Independent) | Secondary | 5.1 km |
| Unisus Junior School(Independent) | Elementary | 5.1 km |
| Naramata Elementary | Elementary | 6.1 km |
| Trout Creek Elementary | Elementary | 6.6 km |
| West Bench Elementary | Elementary | 14.0 km |
| Queens Park Elementary | Elementary | 15.0 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Okanagan-Skaha (SD67)
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Mortgage & Ownership Cost Calculator
Minimum required: 8.3% ($122,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.