Property Type: Detached HouseOwnership: Freehold

93 Westwood Road

Lumby, BC V0E2G1

$1,129,000

5 bed2 bath2,666 sqftBuilt 1983
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
12.95 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,751

Interior

Heating
Electric, See remarks
Fireplace
None

Parking

Features
Oversize

Room Dimensions

RoomLevelDimensions
Utility roomLower level6'10'' x 7'11''
StorageLower level13'1'' x 34'4''
Recreation roomLower level11'1'' x 29'5''
BedroomLower level12'7'' x 14'8''
BedroomLower level12'7'' x 14'8''
Laundry roomMain level8'1'' x 11'6''
BedroomMain level8'8'' x 11'6''
BedroomMain level9'9'' x 11'6''
2pc Ensuite bathMain level5'8'' x 6'9''
Full bathroomMain level8' x 11'6''
Dining roomMain level11'2'' x 11'10''
Primary BedroomMain level11'6'' x 13'7''
Living roomMain level11'6'' x 29'11''
KitchenMain level11'10'' x 12'8''

Listing Information

MLS®
10396627
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Lumby) · Data source: CREA DDF.

Description

Nestled on a tranquil, private road, this cozy family home offers a perfect retreat on nearly 13 acres of stunning land. Just a short drive from town, it provides an ideal blend of privacy and convenience. With five spacious bedrooms, there's ample room for a growing family or hosting guests, even potential for a basement suite for income potential. All designed with comfort and style in mind. The house features new kitchen and bathroom finishings, complemented by wood accents crafted from timber right on the property, creating a warm, natural ambiance. Recent improvements include a new roof and a covered deck, perfect for outdoor gatherings throughout the year. The open-plan layout enhances the flow between the living, dining, and kitchen areas, making it perfect for both everyday living and entertaining. This charming home offers a rural atmosphere while maintaining proximity to city conveniences, providing the best of both worlds. With expansive space for outdoor activities, gardening, or simply enjoying the beauty of nature, the property also features pastures for animals and opportunities for hobby farming. The timber value on the property presents additional potential. Make this exceptional place your home, where comfort and nature harmoniously coexist, offering a haven for both relaxation and activity. (id:63159)

Values & Trends

This listing

$423/sqft

Building average

No other active listings in this building

Lumby Valley average

$475/sqft

46 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Crossroads Learning CentreSecondary4.0 km
Charles Bloom SecondaryK-124.1 km
J W Inglis ElementaryElementary4.3 km
Okanagan Waldorf School(Independent)Elementary9.2 km
Lavington ElementaryElementary14.1 km
Cherryville ElementaryElementary20.9 km
B X ElementaryElementary23.0 km
Coldstream ElementaryElementary23.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($87,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$903,200.00
Periodic payment — Principal & Interest (monthly)$5,827.14
Additional monthly expenses (strata, tax, utilities, etc.)$362.25
Total monthly cost$6,189.39
Interest paid over 5-yr term$258,859.72
Balance at end of term$812,431.32

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$87,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,005.69

Cash Needed at Closing

Minimum down payment$87,900
Estimated BC PTT$20,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$109,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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