Property Type: Condo / ApartmentOwnership: Strata

103 4030 Quadra St

Saanich, BC V8X1K2

$565,000

2 bed2 bath1 parking969 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
1,782 square feet
Zoning
Multi-Family

RA-3

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$545/mo
Annual property tax
$2,669

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
PatioMain level
BathroomMain level3-Piece
BedroomMain level10' x 13'
BathroomMain level4-Piece
Primary BedroomMain level12' x 14'
KitchenMain level8' x 9'
Dining roomMain level10' x 11'
Living roomMain level10' x 17'
EntranceMain level4' x 7'

Listing Information

MLS®
1037613
Listed
May 21, 2026
Time on market
On the market for 102 days
Data last synced
August 28, 2026

Listing provided by: Sutton Group West Coast Realty · Data source: CREA DDF.

Description

969sqft two bedroom two full bathroom condo with rare 800sqft fully fenced south facing yard and patio at The Mirador in Saanich East! The ideal condo for gardeners, pets and kids with sunny and private outdoor space that is unique to market. Downsize with ease and keep your backyard! Nearly 1000sqft of finished living space with spacious living room (17x10), insuite laundry, updated kitchen, wood floors and large primary bedroom (14x12) with shower in ensuite bathroom. Coveted steel and concrete construction with brand new windows and recent elevator and hallway upgrades. The strata owns a rental suite and leases rooftop communications for very healthy annual contingency funding. Parking and storage locker included as well as bike storage. Two pets up to 33lbs each and all ages and rentals welcome. Conveniently located at Quadra/McKenzie with easy transit to UVic and downtown and Saanich Plaza just across the street with numerous amenities! The private yard is truly a must see! (id:63159)

Values & Trends

This listing

$583/sqft

Building average

No other active listings in this building

High Quadra average

$533/sqft

3 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St Andrew's Regional High(Independent)Secondary544 m
Reynolds SecondaryElementary651 m
Lake Hill ElementaryElementary806 m
Rogers ElementaryElementary1.1 km
St. Margaret's(Independent)K-121.1 km
Pacific Christian School(Independent)Elementary1.3 km
Braefoot ElementaryElementary1.6 km
McKenzie ElementaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • White Spot421 m
  • The Keg · 3940 Quadra Street713 m

Cafes (2)

  • Starbucks408 m
  • Tim Hortons509 m

Grocery (4)

  • Thrifty Foods Quadra · 3995 Quadra Street383 m
  • Planet Organic Market409 m
  • Jempoy's Lechon Victoria · 4087 Quadra Street472 m
  • Vicart · 4089 Quadra Street483 m

Parks (5+)

  • Annie Park335 m
  • Unnamed654 m
  • Ambassador Park · 4130 Borden Street690 m
  • Camas Park789 m
  • Rainbow Ridge Park799 m

Shopping (1)

  • Saanich Centre386 m

Gyms (2)

  • Anytime Fitness489 m
  • Quadra Sports & Fitness · 3946 Quadra Street650 m

Pharmacies (1)

  • London Drugs388 m

Banks & ATMs (2)

  • Unnamed171 m
  • TD181 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.6% ($31,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$452,000.00
Periodic payment — Principal & Interest (monthly)$2,916.15
Additional monthly expenses (strata, tax, utilities, etc.)$815.42
Total monthly cost$3,731.57
Interest paid over 5-yr term$129,544.50
Balance at end of term$406,575.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$31,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,102.43

Cash Needed at Closing

Minimum down payment$31,500
Estimated BC PTT$9,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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