Property Type: Condo / ApartmentOwnership: Leasehold / Strata

120 Vernon Avenue Unit# 312

Kamloops, BC V2B1L6

$324,900

2 bed1 bath1 parking1,101 sqftBuilt 2001
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Leasehold / Strata
Strata / maintenance fee
$299/mo
Annual property tax
$2,090.32

Interior

Heating
Baseboard heaters
Cooling / A/C
Wall unit
Fireplace
None

Parking

Total spaces
1 — uncovered indicated
Features
Additional Parking

Restrictions & Policies

Pets
Allowed
Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level7'3'' x 6'4''
FoyerMain level6'6'' x 5'5''
BedroomMain level12'5'' x 11'1''
3pc BathroomMain level
Primary BedroomMain level13'5'' x 11'3''
Dining roomMain level13'10'' x 8'9''
Living roomMain level24'0'' x 14'11''
KitchenMain level13'10'' x 8'4''

Listing Information

MLS®
10394271
Listed
July 9, 2026
Time on market
On the market for 53 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

Step through the door at 312-120 Vernon Avenue and the first thing you notice is the space, which is apparent the moment you walk in. This unit is bright and accommodates accessible living. Spacious 2 bedroom unit (2nd bedroom can be used as a den or for guests) in a well-maintained 55+ community on Kamloops’ North Shore. Offering 1,101 sq ft, this home provides comfortable, low-maintenance living. The inviting living & dining area is filled with natural light, while the functional kitchen offers plenty of cabinetry and workspace. Two generous bedrooms, a full 3-piece bathroom, and in-suite laundry add to everyday convenience. Step outside onto the covered balcony, the perfect spot to take in the neighborhood and hillside views. Residents enjoy access to excellent building amenities including a large community room with a full kitchen, gathering space, and fitness area, creating opportunities to stay active and social. Located in a highly walkable neighborhood, you're just minutes from shopping, coffee shops, restaurants, pharmacy, doctors, LifeLabs & public transit. Parking is available, with secure underground parking via waitlist. This 55+ co-op prepaid leasehold interest sale is ideal for buyers looking to simplify life and enjoy a welcoming community lifestyle. Ideal for buyers looking for a simple, cash-based purchase. Quick possession possible. (id:63159)

Values & Trends

This listing

$295/sqft

Building average

$333/sqft

3 active listing(s)

North Kamloops average

$460/sqft

12 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Perpetual Help(Independent)Elementary205 m
Arthur Hatton ElementaryElementary516 m
Kamloops Christian School(Independent)Elementary715 m
Norkam Secondary SchoolSecondary1.1 km
Bert Edwards Science & TechnologyElementary1.5 km
AE Perry ElementaryElementary1.6 km
Twin Rivers Education CentreK-122.1 km
George Hilliard ElementaryElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • White Spot222 m
  • Lotus Inn247 m
  • Pizza 64261 m
  • Spice - Original Taste of India · 700 Tranquille Road263 m
  • The Chopped Leaf · 700 Tranquille Road275 m

Cafes (2)

  • Tim Hortons · 481 Tranquille Road344 m
  • Red Beard Cafe · 449 Tranquille Road432 m

Grocery (3)

  • Sarah's Your Independent Grocer194 m
  • Safeway604 m
  • Cheng Kwong Grocery · 864 8th Street680 m

Parks (4)

  • Kinsmen North Tot Lot507 m
  • Schubert Park Lookout622 m
  • Unnamed682 m
  • McDonald Park708 m

Shopping (2)

  • North Hills Shopping Centre203 m
  • Fortune Shopping Centre · 750 Fortune Drive548 m

Pharmacies (2)

  • Shoppers Drug Mart · 700 Fortune Drive209 m
  • Manshadi Pharmacy · 374 Tranquille Road680 m

Banks & ATMs (5+)

  • Interior Savings150 m
  • TD Canada Trust · 700 Tranquille Road158 m
  • CIBC · 700 Tranquille Road256 m
  • RBC334 m
  • Interior Savings · 430 Tranquille Road429 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($16,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$259,920.00
Periodic payment — Principal & Interest (monthly)$1,676.92
Additional monthly expenses (strata, tax, utilities, etc.)$527.98
Total monthly cost$2,204.90
Interest paid over 5-yr term$74,493.82
Balance at end of term$233,798.88

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$16,245
Stress test qualifying rate8.09%
Payment you must qualify for$2,373.45

Cash Needed at Closing

Minimum down payment$16,245
Estimated BC PTT$4,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,243

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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