Property Type: Condo / ApartmentOwnership: Strata

120 VERNON Avenue Unit# 409

Kamloops, BC V2B1L6

$284,900

1 bed1 bath750 sqftBuilt 2001
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Amenities

Also listed: Recreation Centre

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$203/mo
Annual property tax
$1,752.44

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Laminate

Exterior & Lot

Exterior features
Other

Building

Roof
Asphalt shingle, Unknown

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions
Age / occupancy
Adult-oriented (no young children), Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level10'2'' x 13'4''
Living roomMain level13'2'' x 12'3''
Dining roomMain level13'2'' x 10'0''
KitchenMain level8'6'' x 8'6''
4pc BathroomMain level

Listing Information

MLS®
10388527
Listed
May 22, 2026
Time on market
On the market for 101 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

Fantastic opportunity to purchase a top-floor unit at The Willows; a 55+ Co-Op Building; this south-facing one-bedroom unit is available for quick possession. Great central North Shore location directly across from North Hills Mall where you have walkable access to a grocery store, pharmacy, library and dining. The full sized kitchen offers plenty of storage and includes all appliances. The living room offers vaulted ceilings, making this unit feel even bigger, with the large windows this unit offers beautifully filtered light through the mature trees. The living room door leads to a covered deck that faces towards downtown Kamloops. The bedroom offers dual closets and a large central window for plenty of natural light. The bathroom is generously sized to share the in-unit laundry behind closet doors. The unit comes with a storage room that has power. The building offers a common area room with a full kitchen, exercise equipment, shuffleboard, board games and area to socialize. Secured entry, elevator access and garbage chute provided on the 4th floor. Parking spaces underground are assigned by the housing association and must be inquired about. The Willows is a 40-unit non-profit, cooperative seniors housing association with pre-paid lease agreements with the association - a part of sale proceeds is used to fund affordable seniors housing. Monthly Fee $203.06 (id:63159)

Values & Trends

This listing

$380/sqft

Building average

$305/sqft

3 active listing(s)

North Kamloops average

$453/sqft

12 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Perpetual Help(Independent)Elementary199 m
Arthur Hatton ElementaryElementary524 m
Kamloops Christian School(Independent)Elementary706 m
Norkam Secondary SchoolSecondary1.0 km
Bert Edwards Science & TechnologyElementary1.5 km
AE Perry ElementaryElementary1.6 km
Twin Rivers Education CentreK-122.1 km
George Hilliard ElementaryElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • White Spot211 m
  • Spice - Original Taste of India · 700 Tranquille Road252 m
  • Pizza 64253 m
  • Lotus Inn254 m
  • The Chopped Leaf · 700 Tranquille Road268 m

Cafes (2)

  • Tim Hortons · 481 Tranquille Road351 m
  • Red Beard Cafe · 449 Tranquille Road440 m

Grocery (3)

  • Sarah's Your Independent Grocer183 m
  • Safeway594 m
  • Cheng Kwong Grocery · 864 8th Street670 m

Parks (4)

  • Kinsmen North Tot Lot505 m
  • Schubert Park Lookout631 m
  • Unnamed692 m
  • McDonald Park712 m

Shopping (2)

  • North Hills Shopping Centre194 m
  • Fortune Shopping Centre · 750 Fortune Drive539 m

Pharmacies (2)

  • Shoppers Drug Mart · 700 Fortune Drive202 m
  • Manshadi Pharmacy · 374 Tranquille Road689 m

Banks & ATMs (5+)

  • Interior Savings141 m
  • TD Canada Trust · 700 Tranquille Road151 m
  • CIBC · 700 Tranquille Road246 m
  • RBC325 m
  • Interior Savings · 430 Tranquille Road437 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$227,920.00
Periodic payment — Principal & Interest (monthly)$1,470.46
Additional monthly expenses (strata, tax, utilities, etc.)$387.10
Total monthly cost$1,857.56
Interest paid over 5-yr term$65,322.53
Balance at end of term$205,014.78

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,245
Stress test qualifying rate8.09%
Payment you must qualify for$2,081.24

Cash Needed at Closing

Minimum down payment$14,245
Estimated BC PTT$3,698
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,443

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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