Property Type: Detached HouseOwnership: Freehold

5586 Nixon Road

Summerland, BC V0H1Z9

$1,199,000

3 bed2 bath4 parking1,730 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.13 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,144

Interior

Basement
Crawl space
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Unknown

Exterior & Lot

View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomMain level12'4'' x 4'4''
5pc Ensuite bathMain level
3pc BathroomMain level
OtherMain level8'8'' x 6'10''
Primary BedroomMain level12'6'' x 14'5''
BedroomMain level11'1'' x 12'4''
BedroomMain level12' x 11'
Mud roomMain level7'2'' x 12'10''
FoyerMain level5' x 14'2''
PantryMain level5'6'' x 8'10''
Dining roomMain level12' x 11'
KitchenMain level13'6'' x 9'6''
Living roomMain level18' x 14'8''

Listing Information

MLS®
10396582
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: Parker Real Estate · Data source: CREA DDF.

Description

Welcome to the Lake Breeze development in beautiful Trout Creek. This brand new 1730 sq. ft rancher offers premium modern finishes throughout. The gourmet kitchen is a chef's dream with quartz counters, extensive cabinetry and a large walk in pantry. The open concept great room features abundant natural light, a contemporary electric fireplace and wet bar for entertaining. The floor plan hosts three generous bedrooms, including a lavish primary suite with spa-like 5 piece ensuite and walk in closet. For convenience, the laundry room with sink is perfectly situated off the mudroom which leads to the oversized double garage. Enjoy entertaining on the large covered patio overlooking the fully fenced landscaped backyard. Covered by home warranty and located steps from Powell Beach, pickleball/tennis courts and around the corner from the boat launch on Wharf Street. The neighbourhood is flat and an easy walk to Okanagan Lake and Sunoka Beach/Dog park. GST is applicable. (id:63159)

Values & Trends

This listing

$693/sqft

Building average

No other active listings in this building

Trout Creek average

$642/sqft

16 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Trout Creek ElementaryElementary109 m
Naramata ElementaryElementary3.7 km
Unisus Junior School(Independent)Elementary3.8 km
Unisus Senior School(Independent)Secondary3.8 km
Summerland Montessori School(Independent)Elementary5.1 km
Summerland SecondaryK-125.2 km
West Bench ElementaryElementary7.8 km
Uplands ElementaryElementary8.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Powell Beach Park350 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$959,200.00
Periodic payment — Principal & Interest (monthly)$6,188.43
Additional monthly expenses (strata, tax, utilities, etc.)$265.67
Total monthly cost$6,454.10
Interest paid over 5-yr term$274,909.48
Balance at end of term$862,803.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,490.14

Cash Needed at Closing

Minimum down payment$94,900
Estimated BC PTT$21,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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