Property Type: Detached HouseOwnership: Freehold

4570 Otter Point Pl

Sooke, BC V9Z0K5

$1,549,900

5 bed4 bath5 parking4,289 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Lot size
7.19 acres
Zoning
Agricultural

AG

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,047

Interior

Heating
Heat Pump, Baseboard heaters, Electric, Wood
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
PatioLower level5'9 x 16'2
StorageLower level9'10 x 12'5
Utility roomLower level6'5 x 6'5
Laundry roomLower level5'0 x 6'3
BathroomAdditional AccommodationX
BedroomAdditional Accommodation12'6 x 14'3
OtherAdditional Accommodation13'6 x 14'5
Living roomAdditional Accommodation14'10 x 24'6
KitchenAdditional Accommodation13'8 x 19'8
BedroomSecond level11'3 x 21'3
BathroomSecond level5-Piece
BedroomSecond level13'8 x 16'3
Family roomSecond level14'10 x 39'10
PorchMain level4'11 x 16'0
EnsuiteMain level4-Piece
Primary BedroomMain level12'9 x 14'3
BedroomMain level10'5 x 11'1
BathroomMain level3-Piece
Laundry roomMain level6'5 x 9'10
KitchenMain level7'5 x 15'3
Dining roomMain level14'0 x 14'3
Living roomMain level14'10 x 20'3
EntranceMain level4'11 x 14'8

Listing Information

MLS®
1042562
Listed
July 23, 2026
Time on market
On the market for 39 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

WEST COAST COUNTRY LIVING AT ITS FINEST. Custom-built 5 bed, 4 bath home on a sunny, private 7.19 acres w/a detached 584sf shop/garage (powered), shed, storage shelter, productive fenced gardens, a multitude of fruit trees, berries, mature evergreens, pasture, stream & ample parking via a circular driveway. The 4289sf home features an open-concept design utilizing an abundance of natural materials w/custom millwork, fir trim & stairs, exposed beams, maple floors & expansive windows. The island kitchen w/fir cabinetry flows to the dining & living areas, opening onto a huge wraparound deck w/scenic views & hot tub. The main level offers 2 bedrooms, including a primary suite w/walk-in closet & 4pc ensuite. Upstairs has 2 more bedrooms, a 5-piece bath & a vaulted flex room w/view deck. The lower level includes a rec room, family room, bedroom, bath, second kitchen, storage & patio that may be utilized as part of the main home or as additional accommodation. A rare find & outstanding value! (id:63159)

Values & Trends

This listing

$361/sqft

Building average

No other active listings in this building

West Coast Rd average

$780/sqft

4 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

14°C

Mainly Clear

Humidity 86%

Wind WSW 7 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

15,086

(2021 Census)

+16% since 2016

Density: 266.5/km²

Dwellings: 6,431

Median household income: $90,000

After-tax: $79,500

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom4.1% · 620
  • United States of America1.5% · 230
  • Germany0.8% · 120
  • Philippines0.7% · 110
  • Netherlands0.5% · 80
  • China0.2% · 35
  • Poland0.2% · 30
  • Mexico0.2% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
John Muir ElementaryElementary6.3 km
Ecole Poirier ElementaryElementary8.6 km
Sooke ElementaryElementary8.7 km
Journey Middle SchoolMiddle8.7 km
Edward Milne Community SchoolSecondary10.3 km
Saseenos ElementaryElementary10.8 km
Hans Helgesen ElementaryElementary20.7 km
Willway ElementaryElementary22.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sooke (SD62)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($309,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,239,920.00
Periodic payment — Principal & Interest (monthly)$7,999.54
Additional monthly expenses (strata, tax, utilities, etc.)$634.58
Total monthly cost$8,634.13
Interest paid over 5-yr term$355,364.64
Balance at end of term$1,115,312.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$309,980
Stress test qualifying rate8.09%
Payment you must qualify for$9,534.55

Cash Needed at Closing

Minimum down payment$309,980
Estimated BC PTT$28,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$340,478

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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