Property Type: Detached HouseOwnership: Freehold

909 Bank St

Victoria, BC V8S4B1

$2,499,000

6 bed6 bath2 parking3,645 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
House
Lot size
5,227 square feet
Zoning
Residential

R1-G

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$10,592.88

Interior

Heating
Heat Pump, Baseboard heaters, Forced air, Electric, Natural gas, Other
Cooling / A/C
Central air conditioning, Fully air conditioned
Fireplace
Yes (1)

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
Laundry roomMain level10' x 11'
Laundry roomLower level3' x 6'
Recreation roomLower level16' x 24'
DenMain level12' x 13'
BathroomLower level3-Piece
EnsuiteSecond level4-Piece
EnsuiteMain level3-Piece
BedroomSecond level10' x 10'
BedroomSecond level10' x 11'
BedroomLower level9' x 13'
BathroomSecond level4-Piece
BathroomMain level2-Piece
BathroomLower level4-Piece
Primary BedroomSecond level13' x 13'
Primary BedroomMain level12' x 13'
Primary BedroomLower level11' x 12'
KitchenMain level10' x 17'
KitchenLower level10' x 11'
BalconySecond level12' x 13'
Dining roomMain level11' x 13'
Living roomMain level12' x 13'
Living roomLower level10' x 13'
EntranceMain level4' x 8'
EntranceLower level3' x 4'

Listing Information

MLS®
1040257
Listed
June 12, 2026
Time on market
On the market for 80 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty · Data source: CREA DDF.

Description

5-Minute Walk to GNS! Modern Luxury in the Heart of Fairfield Experience the perfect blend of contemporary design and timeless Fairfield charm in this exceptional 2019-built West Coast Modern residence. Offering 3,645 sq. ft. of beautifully finished living space, this thoughtfully designed home showcases soaring ceilings, expansive windows, clean architectural lines, and high-end finishes throughout. Designed for modern family living, the home features 6 bedrooms and 6 bathrooms, including a bright and spacious 2-bedroom legal suite that provides excellent flexibility for extended family, guests, or valuable mortgage-helper income. The open-concept main level is ideal for entertaining, with seamless indoor-outdoor flow and an abundance of natural light. Retreat to the luxurious primary suite, complete with a private balcony where you can unwind and enjoy stunning sunset views. Every detail has been carefully considered to maximize comfort, functionality, and style. Located on a picturesque tree-lined street in one of Victoria's most prestigious neighborhoods, this home offers an unbeatable lifestyle. Walk the children to Glenlyon Norfolk School in just minutes, stroll to Fairfield Plaza, enjoy nearby parks and beaches, or take advantage of the easy access to downtown Victoria. The detached double garage, lane access, and low-maintenance landscaping further enhance the property's appeal. Combining the efficiency and peace of mind of a modern build with the character and walkability of an established neighborhood, 909 Bank Street presents a rare opportunity to own a sophisticated family home in the heart of Fairfield. Luxury, location, and lifestyle come together in one remarkable package. (id:63159)

Values & Trends

This listing

$686/sqft

Building average

No other active listings in this building

Fairfield East average

$713/sqft

9 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Glenlyon Norfolk School(Independent)K-12230 m
Sundance-Bank ElementaryElementary663 m
Margaret Jenkins ElementaryElementary689 m
Monterey Middle SchoolElementary1.2 km
Oak Bay SecondarySecondary1.2 km
St Patrick's School(Independent)Elementary1.3 km
Victor SchoolK-121.3 km
Central Middle SchoolElementary1.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Confit · 1871 Oak Bay Avenue501 m
  • White Heather Tea Room · 1885 Oak Bay Avenue503 m
  • Panda Island Chinese Cuisine601 m
  • Tapas on Oak · 2006 Oak Bay Avenue681 m
  • Kissako Sushi · 2027 Oak Bay Avenue693 m

Cafes (3)

  • Discovery Coffee · 1964 Oak Bay Avenue620 m
  • Good Earth Coffeehouse · 1971 Oak Bay Avenue628 m
  • The Teahouse at Abkhazi Garden · 1964 Fairfield Road675 m

Grocery (1)

  • Urban Grocer761 m

Parks (5+)

  • Wilmer Green Park90 m
  • Maddison Green159 m
  • Pemberton Park · 1855 Richardson Street345 m
  • Terrace Park · 1002 Terrace Avenue574 m
  • Entrance Park · 2001 Oak Bay Avenue639 m

Gyms (2)

  • Arbutus Physiotherapy · 1928 Oak Bay Avenue577 m
  • Spinco Oak Bay · 2005 Oak Bay Avenue659 m

Pharmacies (2)

  • Shoppers Drug Mart738 m
  • Gonzales Pharmacy · 1845 Fairfield Road741 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($499,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,999,200.00
Periodic payment — Principal & Interest (monthly)$12,898.16
Additional monthly expenses (strata, tax, utilities, etc.)$1,064.74
Total monthly cost$13,962.90
Interest paid over 5-yr term$572,976.47
Balance at end of term$1,798,286.87

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$499,800
Stress test qualifying rate8.09%
Payment you must qualify for$15,373.15

Cash Needed at Closing

Minimum down payment$499,800
Estimated BC PTT$52,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$554,270

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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