Property Type: Detached HouseOwnership: Freehold

1768 Wilmot Rd

Cowichan Bay, BC V0R1N1

$1,397,500

3 bed5 bath6 parking2,729 sqftBuilt 2016
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Property Details

Property & Lot

Sub-type
House
Lot size
14,001 square feet
Zoning
Residential

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,743.65

Interior

Heating
Natural gas
Cooling / A/C
Fully air conditioned, Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

View
Ocean view

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
OtherAdditional Accommodation8'10 x 5'4
BathroomAdditional AccommodationX
KitchenAdditional Accommodation12'4 x 10'4
Living roomAdditional Accommodation13'10 x 10'4
BedroomAdditional Accommodation10'5 x 10'8
BathroomLower level2-Piece
StorageLower level5'7 x 17'6
Family roomLower level16'6 x 19'3
EnsuiteMain level3-Piece
BedroomMain level10'4 x 13'8
EnsuiteMain level4-Piece
Primary BedroomMain level14'3 x 14'1
Living roomMain level12'2 x 19'4
KitchenMain level16'3 x 13'7
Laundry roomMain level6'11 x 8'6
BathroomMain level2-Piece
EntranceMain level15'7 x 22'6

Listing Information

MLS®
1045175
Listed
August 11, 2026
Time on market
On the market for 20 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.

Description

Spectacular custom-built contemporary home offering level-entry living, ocean views and a full walk-out basement in Cowichan Bay. The 2,729 sqft home features an open kitchen, dining and living area with vaulted ceilings and private balcony overlooking the water. The main floor includes a primary bedroom with walk-in closet, second bedroom, full bath and laundry for easy one-level living. The walk-out lower level offers a spacious family room, half bath, storage and self-contained 1-bdrm suite—ideal for guests, family or rental income. An oversized double garage and covered patio complete the package. Outside, a large private yard offers a peaceful setting with rhodos, hydrangeas, Japanese maples and evergreens. A garden path winds past blueberry bushes, Japanese plum trees and strawberries. The level lawn and gardens are supported by a timed 7-zone irrigation system. This is effortless one-level living with the flexibility of a full walk-out basement, just steps from the water! (id:63159)

Values & Trends

This listing

$512/sqft

Building average

No other active listings in this building

Cowichan Bay average

$567/sqft

17 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bench ElementaryElementary1.3 km
Sunrise Waldorf School(Independent)Elementary/Middle2.4 km
Ecole Cobble Hill ElementaryElementary5.4 km
Noorunissa Montessori Academy of Canada(Independent)Elementary5.5 km
Evergreen Independent School(Independent)Elementary5.7 km
Queen of Angels School(Independent)Elementary/Middle6.3 km
Des CascadesElementary6.6 km
Maple Bay ElementaryElementary7.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Rock Cod Cafe406 m
  • The Vine417 m
  • The Masthead457 m

Cafes (1)

  • The Udder Guys421 m

Parks (5+)

  • Stephanies Stroll186 m
  • Vee Road Trail210 m
  • Wessex Ravine Park Trail Connection305 m
  • George Bartlett Trail342 m
  • Kennedy Lane Pathway362 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,118,000.00
Periodic payment — Principal & Interest (monthly)$7,212.96
Additional monthly expenses (strata, tax, utilities, etc.)$781.30
Total monthly cost$7,994.26
Interest paid over 5-yr term$320,422.01
Balance at end of term$1,005,644.62

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,750
Stress test qualifying rate8.09%
Payment you must qualify for$9,863.90

Cash Needed at Closing

Minimum down payment$114,750
Estimated BC PTT$25,950
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,200

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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