2885 Phillips Street
Armstrong, BC V4Y0B2
$699,900
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1
- Lot size
- 0.21 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,241.04
Interior
- Basement
- Partial
- Heating
- See remarks
- Fireplace
- Yes (1)
- Fireplace type
- Gas, Unknown
- Flooring
- Hardwood, Ceramic Tile, Vinyl, Mixed Flooring
Exterior & Lot
- Exterior features
- Stucco
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 7 — covered indicated
- Features
- Attached Garage, See Remarks
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Main level | 13'6'' x 24'10'' |
| 3pc Bathroom | Main level | 6'6'' x 8' |
| Other | Main level | 11'6'' x 11'9'' |
| Bedroom | Main level | 13'4'' x 13'5'' |
| Bedroom | Main level | 11'2'' x 11'2'' |
| 1pc Ensuite bath | Main level | 5' x 7'9'' |
| Primary Bedroom | Main level | 11'2'' x 12'6'' |
| Kitchen | Main level | 13' x 18' |
| Dining room | Main level | 10'6'' x 13'1'' |
| Living room | Main level | 13'1'' x 15'11'' |
Listing Information
- MLS®
- 10391958
- Listed
- June 18, 2026
- Time on market
- On the market for 74 days
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.
Description
This is simply a super cool rancher with a stellar location and future development potential. This cozy home sits on a double lot (two property I.D. #) with two road frontages and back lane access. The remodelled kitchen is just amazing with knotty alder cabinetry, easy maintenance concrete counters and ceramic tile flooring, not to mention a coffee bar, breakfast bar and stainless appliances including a gas range. The main living area boasts a nice open floor plan with the same knotty alder flooring and a stone gas fireplace to enjoy on those colder winter nights. There is a total of 3 bedrooms, 1 full bath and a second full ensuite bath that is partially finished. The large mudroom area connects the main home to both the garage and a very unique outdoor living area that is truly divine through the warmer months. The garage is extra long with workshop space for hobbies or the car enthusiast. With 2 separate ID numbers and the road frontage plus the backlane access, this property lends itself well to the addition of a carriage home, workshop or other potential development. In the meantime, with over 9100sq.ft. of lot to utilize, you can let your imagination run wild. Plenty of parking is available including room for your RV, boat or what have you. Come check it out! (id:63159)
Values & Trends
This listing
$449/sqft
Building average
—
No other active listings in this building
Armstrong/ Spall. average
$528/sqft
39 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Vernon
18°C
—
Humidity 66%
Wind ESE 16 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
5,323
(2021 Census)
+4.1% since 2016
Density: 1,019.7/km²
Dwellings: 2,292
Median household income: $77,500
After-tax: $70,000
Immigrant population: 7.1%
Top countries of origin (% of total population)
- United Kingdom2% · 105
- United States of America1.3% · 70
- Netherlands0.6% · 30
- Germany0.4% · 20
- India0.4% · 20
- Philippines0.3% · 15
- Mexico0.2% · 10
- Italy0.2% · 10
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
11
2/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Armstrong Elementary | Elementary | 1.2 km |
| Highland Park Elementary | Elementary | 1.4 km |
| Len Wood Middle School | Middle | 1.6 km |
| Pleasant Valley Secondary | Secondary | 1.9 km |
| North Okanagan Junior Academy(Independent) | Elementary/Middle | 8.6 km |
| M.V. Beattie Elementary | Elementary | 12.7 km |
| A.L. Fortune Secondary | K-12 | 13.4 km |
| Vernon Christian School(Independent) | K-12 | 15.3 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Cafes (2)
- Starbucks328 m
- Wild Oak Café · 2539 Pleasant Valley Boulevard727 m
Grocery (1)
- Askew's Foods540 m
Nearby places data: © OpenStreetMap contributors.
School district: Okanagan-Shuswap (SD83)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.





