Property Type: Detached HouseOwnership: Freehold

3472 Lockhart Crescent

Spallumcheen, BC V4Y0S9

$699,000

3 bed2.5 bath8 parking1,925 sqftBuilt 1979
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Property Details

Property & Lot

Sub-type
House
Stories
2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,433

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Window air conditioner
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Vinyl
Appliances
Oven - Electric, Range - Gas, Dishwasher, Microwave, Washer & Dryer

Exterior & Lot

Exterior features
Stucco, Other
View
Mountain view
Lot features
Level lot, Corner Site, Irregular lot size

Building

Roof
Metal, Unknown
Water source
Co-operative Well
Sewer
Septic tank
Parcel ID (PID)
004-843-100

Parking

Total spaces
8 — covered indicated
Features
Attached Garage, Detached Garage, See Remarks

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Recreation roomLower level22'11'' x 26'2''
StorageLower level11'3'' x 16'5''
Laundry roomLower level7'8'' x 8'10''
BedroomMain level11'0'' x 10'3''
BedroomMain level11'0'' x 10'5''
Full bathroomMain level10'2'' x 8'9''
Partial ensuite bathroomMain level5'0'' x 4'11''
Primary BedroomMain level10'2'' x 11'9''
Dining roomMain level10'2'' x 9'7''
KitchenMain level10'2'' x 11'1''
Living roomMain level16'0'' x 16'7''

Listing Information

MLS®
10395323
Listed
July 22, 2026
Time on market
On the market for 40 days
Data last synced
September 1, 2026

Listing provided by: RE/MAX Vernon · Data source: CREA DDF.

Description

Elusive and hard to find McLeod Subdivision home with: parking galore, an attached oversize single garage, an attached 24 x 23 garage / workshop, plus an oversize 12 x 17 shed / utility building. Unique .34 acre corner lot with 160 feet of road frontage, 3 separate driveways, grapes, fruit trees, and 2 garden areas. Spacious 1979 / 1980 home with 1191 sq and 3 bedrooms on the main level and a partially finished full basement with recreation room, laundry room, 2nd bath, and large storage room which could be a 4th bedroom. The home features a terrific 24 x 12 covered deck off the kitchen / eating area, double ovens, gas fireplace, newer furnace, metal roofs, double ovens, a decommissioned wood stove in the recreation room, and lots more. The garage / workshop is heated, 100 amp electrical service, natural gas, and has a wash sink with running hot and cold water. The basement is very well suited and easy to convert to a family or income suite. The Sellers have enjoyed this home for over 20 years and time for a new family to take over. Priced to go and quick possession available. The home is vacant and easy to view . Call for a private showing. (id:63159)

Values & Trends

This listing

$363/sqft

Building average

No other active listings in this building

Armstrong/ Spall. average

$530/sqft

39 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,307

(2021 Census)

+3.9% since 2016

Density: 20.8/km²

Dwellings: 2,099

Median household income: $84,000

After-tax: $76,500

Immigrant population: 7.6%

Top countries of origin (% of total population)

  • United States of America1.3% · 70
  • Germany1.2% · 65
  • United Kingdom1.1% · 60
  • Netherlands1% · 55
  • South Africa, Republic of0.4% · 20
  • Russian Federation0.2% · 10
  • Philippines0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Highland Park ElementaryElementary3.2 km
Armstrong ElementaryElementary3.2 km
Len Wood Middle SchoolMiddle3.6 km
Pleasant Valley SecondarySecondary3.9 km
North Okanagan Junior Academy(Independent)Elementary/Middle10.4 km
M.V. Beattie ElementaryElementary12.3 km
A.L. Fortune SecondaryK-1212.9 km
Vernon Christian School(Independent)K-1216.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$382.08
Total monthly cost$3,989.85
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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