Property Type: Detached HouseOwnership: Freehold

3286 Upper McLeod Road

Spallumcheen, BC V4Y0S6

$799,900

3 bed3 bath8 parking2,236 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.23 acres
Frontage
103 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,636.07

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Unknown, Decorative
Flooring
Hardwood, Laminate, Linoleum

Exterior & Lot

Exterior features
Stone, Other
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
8 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
SaunaBasement5'11'' x 7'3''
3pc BathroomBasement14'0'' x 9'8''
Living roomMain level11'9'' x 21'10''
BedroomBasement9'8'' x 14'0''
Family roomBasement22'8'' x 22'10''
5pc BathroomMain level4'11'' x 11'3''
BedroomMain level9'2'' x 12'1''
3pc Ensuite bathMain level3'9'' x 9'11''
Primary BedroomMain level10'4'' x 11'3''
Dining roomMain level11'7'' x 7'1''
KitchenMain level11'7'' x 12'7''

Listing Information

MLS®
10377663
Listed
March 2, 2026
Time on market
On the market for 182 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Welcome Home to your private RURAL RETREAT loaded with UPDATES including new roof, AC, kitchen & bathroom renos and so much more! This 3 bedroom, 3 bathroom RANCHER with walkout basement is set on a beautiful, park like, 10k sq ft lot in the McLeod Subdivision on a no-thru road. Main living area is open concept with bright large windows, hardwood floors and cozy stone fireplace. Kitchen with stunning mountain views and new high-end appliances has easy access to the NEW huge, wrap around deck with impressive, vaulted, post & beam roof structure perfect for all season entertaining and summer BBQS. Primary bedroom is spacious with renovated full ensuite. Lower level complete with large family room, games area, bedroom, bathroom/laundry room, storage & sauna. Enjoy great outdoor living in the privacy of a backyard surrounded by mature trees and hosting a relaxing gazebo and fire pit area. The exterior of this home has been completely updated including retained side yard for RV parking. This amazing property is a must see. You won't be disappointed. Ask for a full list of all the updates. (id:63159)

Values & Trends

This listing

$358/sqft

Building average

No other active listings in this building

Armstrong/ Spall. average

$531/sqft

39 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,307

(2021 Census)

+3.9% since 2016

Density: 20.8/km²

Dwellings: 2,099

Median household income: $84,000

After-tax: $76,500

Immigrant population: 7.6%

Top countries of origin (% of total population)

  • United States of America1.3% · 70
  • Germany1.2% · 65
  • United Kingdom1.1% · 60
  • Netherlands1% · 55
  • South Africa, Republic of0.4% · 20
  • Russian Federation0.2% · 10
  • Philippines0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Highland Park ElementaryElementary4.1 km
Armstrong ElementaryElementary4.1 km
Len Wood Middle SchoolMiddle4.5 km
Pleasant Valley SecondarySecondary4.8 km
North Okanagan Junior Academy(Independent)Elementary/Middle11.2 km
M.V. Beattie ElementaryElementary12.2 km
A.L. Fortune SecondaryK-1212.7 km
Vernon Christian School(Independent)K-1216.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,920.00
Periodic payment — Principal & Interest (monthly)$4,128.55
Additional monthly expenses (strata, tax, utilities, etc.)$498.34
Total monthly cost$4,626.89
Interest paid over 5-yr term$183,402.91
Balance at end of term$575,610.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.10

Cash Needed at Closing

Minimum down payment$54,990
Estimated BC PTT$13,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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